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Axos Bank

3.3

About this business

Axos Bank is a nationwide technology-driven financial services company that provides a full range of checking and savings products and financing for single and multifamily residential properties, among other services. With approximately $10 billion in assets, Axos Bank offers a diverse selection of consumer and business banking products through its low-cost distribution channels and affinity partners. Born digital, Axos Bank specializes in convenience and customization. 

Location details

4350 La Jolla Village Drive, San Diego, CA, 92122, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
3.3987 reviews
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schultz n's profile image
schultz n 
2 years ago

I took out a house loan from axosbank. In October 2015, because of axosbank and their brokers, they chose my repayment account by mistake, resulting in a 20-day delay in the repayment of the month. In November 2021, I found that my credit score had dropped, and the credit company negotiated with axosbank to no avail. I found the bank customer service manager ***, and I sent him the evidence on January 1, 2022. I waited until March 29th, I sent an email to ask for the result, and I got a reply 2 hours later, just the statemen... read more

Business response:

April 6, 2022 To whom it may concern:This email is to acknowledge receipt of the correspondence from ******* Niu complaint ******************************* takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on April 6, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the Better Business ... read more

Christopher B's profile image
Christopher B 
2 years ago

They literally "can't find a deposit that should have been there immediately." They steal your money and pretend like they don't have it. There goes ****** 

Business response:

April 8, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from *******************************, Review Id Number ***************************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on April 8, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to a... read more

Rohit S's profile image
Rohit S 
2 years ago

Axos bank suffers from bad customer service where they dont care about your issues and even during daytime hours the customer service is outsourced to *****. Fed up of pathetic customer service, (I had been a customer since their Bank of the Internet days), I ended up closing my account. So that should be the end of their pathetic relationship, right? Nope.Unknowingly to me they didnt cancel a recurring transfer for pulling money from my external account and pulled $1500 into nothing. No amount of calling them to get my mone... read more

Business response:

Please see attached for Bank's response to complaint. 

Samantha W's profile image
Samantha W 
2 years ago

AVOID AXOS BANK!!! I was interested in Axos bank because of their high-interest savings account. I deposited a mobile check from Covid Rent Relief a government funded check, and the check was cleared and they received the funds but then decided to place a hold on check for verification, I was trying to tell them its to much hassle and to just cancel check deposit and close my account but Axos sent me an email stating "We regret to inform you that Axos Bank has decided to end our banking relationship. This is in accordance wi... read more

Business response:

April 6, 2022 To whom it may concern, This email is to acknowledge receipt of the correspondence from ***************************, complaint ID # ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on April 6, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and b... read more

Justin W's profile image
Justin W 
2 years ago

I truly have no idea how Axos bank was able to get on those 'Top Banks' list because my experience with them, despite only being a few weeks at this time, has been absolutely abhorrent. Debit card never arrived, account won't connect to external accounts or even PayPal, couldn't use it to pay my ******* ****, and external accounts that I DID manage to connect disappeared with no explanation or even notice given. This experience has forced me to believe that those 'Top' lists are just paid for by the companies on them because... read more

Business response:

March 18, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from ********************************* Review ID # ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on March 18, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to an... read more

Joel H's profile image
Joel H 
2 years ago

Axos bank made my life a complete nightmare overnight. I opened a Rewards Checking account and Savings account because the benefits seemed promising. After submitting my application, I received notice that my account was under review and that I would receive an email when my account was opened. The following day, I got an email that my account was cleared and open, and that I could now fund the account. I started by trying to fund the account with my current savings account. ***** systems are dinosaur systems in the sense th... read more

Business response:

March 21, 2022 To whom it may concern,This is to acknowledge receipt of the correspondence from ***************************, complaint ID ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on March 21, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the B... read more

Paw W's profile image
Paw W 
2 years ago

Refused payment when I used my debit card several times. I had funds. They claimed they deny some small businesses. One was a multi state grocery chain.Just had 2 payments bounce. It was supposed to go to savings, then overdraft.I was told that because I used my debit card number, using that or their **** pay system, overdraft protection doesn't apply.I asked for documentation. Supplied them with a PDF of theirs saying it should be covered. Ignored.Took weeks to convince them to replace my debit card. It still was denied pla... read more

Business response:

March 16, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from Paw Woozgay, complaint ID ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on March 16, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the Better Busi... read more

Logan W's profile image
Logan W 
2 years ago

I received a **** form that has all my information on it like a normal tax paper. And I have no clue what account it is and I don't ever remember opening it. I called to ask about it and they won't give me any information unless I send in a pic of me and my driver lic. I will not do that at all! These people won't help you at all!! After reading others complaints this place should be shut down.. 

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Tuesday, March 1, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Jasmin D's profile image
Jasmin D 
2 years ago

They have been the worst bank I have worked with ever! This has been a nightmare that my husband and I have been going through for the last two years. How does this bank stay in business? Their loan department servicing does not exist. They just answer the phone and "apologize for the inconvenience". Our loan servicing was sold to them so we are there by default. I can't wait to get rid of them by refinancing. Don't do business with them if you're not looking to lose your sanity! 

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Monday, February 28, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Frequently asked questions about Axos Bank

How is Axos Bank rated?

Axos Bank has a 3.3 star rating with 987 reviews. 

When is Axos Bank open?

Axos Bank is closed now. It will open tomorrow at 9:00 a.m. 

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