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Axos Bank

3.2

About this business

Axos Bank is a nationwide technology-driven financial services company that provides a full range of checking and savings products and financing for single and multifamily residential properties, among other services. With approximately $10 billion in assets, Axos Bank offers a diverse selection of consumer and business banking products through its low-cost distribution channels and affinity partners. Born digital, Axos Bank specializes in convenience and customization. 

Location details

4350 La Jolla Village Drive, San Diego, CA, 92122, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
3.21,073 reviews
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Joel H's profile image
Joel H 
3 years ago

Axos bank made my life a complete nightmare overnight. I opened a Rewards Checking account and Savings account because the benefits seemed promising. After submitting my application, I received notice that my account was under review and that I would receive an email when my account was opened. The following day, I got an email that my account was cleared and open, and that I could now fund the account. I started by trying to fund the account with my current savings account. ***** systems are dinosaur systems in the sense th... read more

Business response:

March 21, 2022 To whom it may concern,This is to acknowledge receipt of the correspondence from ***************************, complaint ID ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on March 21, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the B... read more

Paw W's profile image
Paw W 
3 years ago

Refused payment when I used my debit card several times. I had funds. They claimed they deny some small businesses. One was a multi state grocery chain.Just had 2 payments bounce. It was supposed to go to savings, then overdraft.I was told that because I used my debit card number, using that or their **** pay system, overdraft protection doesn't apply.I asked for documentation. Supplied them with a PDF of theirs saying it should be covered. Ignored.Took weeks to convince them to replace my debit card. It still was denied pla... read more

Business response:

March 16, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from Paw Woozgay, complaint ID ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on March 16, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the Better Busi... read more

Logan W's profile image
Logan W 
3 years ago

I received a **** form that has all my information on it like a normal tax paper. And I have no clue what account it is and I don't ever remember opening it. I called to ask about it and they won't give me any information unless I send in a pic of me and my driver lic. I will not do that at all! These people won't help you at all!! After reading others complaints this place should be shut down.. 

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Tuesday, March 1, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Jasmin D's profile image
Jasmin D 
3 years ago

They have been the worst bank I have worked with ever! This has been a nightmare that my husband and I have been going through for the last two years. How does this bank stay in business? Their loan department servicing does not exist. They just answer the phone and "apologize for the inconvenience". Our loan servicing was sold to them so we are there by default. I can't wait to get rid of them by refinancing. Don't do business with them if you're not looking to lose your sanity! 

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Monday, February 28, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Louanne M's profile image
Louanne M 
3 years ago

I have a large CD coming due; the last maturing CD of several, and I want to get my money out of AXOS and transferred to my Chase external account. Their website is unbelievably difficult to use and after four attempts following their very own instructions regarding how to submit a wire transfer request, It still has not gone through. I had the same problem last year with the previous CD. I am worried that I will not get this transfer executed in time and that they will roll over my CD. I want out. Do not expect to get good ... read more

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Wednesday, February 23, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Sarina E's profile image
Sarina E 
3 years ago

2/10/2022 Hard to believe what happened to me. Yesterday I was online searching for a good recommended bank which could give me a break for foreign ATM fees and foreign transaction fees. I contacted Axos bank from ********* on the phone which approved me instantly. I opened a checking account on the phone with **** and made him repeat the digits multiple times and also repeated what I heard. Immediately I wired funds from my present bank to the new one and paid the fee of $15.00. Today I received a secure message from the Ax... read more

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Wednesday, February 23, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Mary S's profile image
Mary S 
3 years ago

Applied for a loan with Axos Bank. I was approved for more than I applied for. Wonderful right! Wrong! They asked for my bank information to "test" the account. Once the deposit was made they asked that I take the money out and buy Bitcoins or a gift card for them. Not thinking straight I got the gift card. Later on they made another deposit and asked me to do it again. Both deposits were bad checks. My bank caught it and froze my account plus I am responsible for any money withdrawn. My eye was on the loan but Axos was neve... read more

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Wednesday, February 23, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Cory B's profile image
Cory B 
3 years ago

If all you do is receive regular pays, deposit checks and spending using a debit card, Axos might be okay for you.If you ever have to send a wire transfer, receive a wire transfer from overseas or do anything a little out of the ordinary, they are absolutely useless. Terrible customer service team that doesn't have the authority to fix anything. Terrible banking practices, like using an intermediary to receive funds from overseas, and then providing conflicting instructions to give my bank overseas. Just a really poorly run ... read more

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Tuesday, February 22, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Sarah G's profile image
Sarah G 
3 years ago

Do NOT open an account! I stupidly did and regretted it in less than 24 hours. After trying to fund my account they refused to allow my simple transfer. I then did a P2P deposit which is what they mention you can do (like at every other up-to-par bank.) To make a VERY long story short, my transfer of $12,000 was misplaced and when I called the only answer off the usual script responses didn't answer the question. I tried messaging in my secure account and 3 of the questions I asked never got specific answers. And then mid-tr... read more

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Thursday, February 10, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Frequently asked questions about Axos Bank

How is Axos Bank rated?

Axos Bank has a 3.2 star rating with 1,073 reviews. 

When is Axos Bank open?

Axos Bank is closed now. It will open tomorrow at 9:00 a.m. 

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