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Axos Bank

3.3

About this business

Axos Bank is a nationwide technology-driven financial services company that provides a full range of checking and savings products and financing for single and multifamily residential properties, among other services. With approximately $10 billion in assets, Axos Bank offers a diverse selection of consumer and business banking products through its low-cost distribution channels and affinity partners. Born digital, Axos Bank specializes in convenience and customization. 

Location details

4350 La Jolla Village Drive, San Diego, CA, 92122, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
3.3987 reviews
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Maureen Q's profile image
Maureen Q 
2 years ago

It took us 4 months to refinance, we have excellent credit, it was really a no brainer, I was a mortgage broker many years ago. It was the most ****** stressful experience. No return phone calls, repeated requests for documents that we had already submitted. Our biggest beef now is we can't speak to anyone... you can't get a human on the phone. I was lucky that I found the *** Mr. *********** phone number online and left him a long detailed complaint. We will see if he returns a phone call. Beware...use Quicken loans ps the ... read more

Business response:

Axos Bank takes consumer feedback very seriously. We have fully reviewed this matter and a detailed response has been emailed directly to the consumer on Friday, June 3, 2022 in order to protect consumer privacy, we are unable to provide details of the response. 

Austin S's profile image
Austin S 
2 years ago

I submitted a document to prove my address. They did not accept it. I called and the customer service representative reviewed the uploaded document, confirmed it verified my address, and told me he didn't know what the problem was. I asked him if he worked for the bank, since I was trying to confirm my address with the bank, and he said he did but that it was another department. I asked him to talk to that department and he hung up on me. 

Business response:

June 2, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from: ***************************, Review ID# ***************************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on June 2, 2022.In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the Be... read more

Robert R's profile image
Robert R 
2 years ago

I refinanced my car loan with Axos and wish I had kept my higher pament. They negate your ability to prepay (part of your contract) by refusing any electronic payments from other banks that are not for the full amount. They had an issue processing my payment from an account at Axos, then blamed me for the late payment! Seriously stupid people with no customer service chops and crooked to boot. 

Business response:

May 18, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from ************************* complaint Review ID# ***************************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the ************** on May 18, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to ... read more

Tatyana L's profile image
Tatyana L 
2 years ago

To future and potential users of this incredibly problematic bank. BEWARE. This bank/ the app is the upmost least helpful in any way/ shape/form. The customer service does not exist. They do NOT help you with any issues you may experience. They lie and take money from you. I have not been able to make any payments because they've restricted my account for over 2 months now and no matter how much I call customer service to resolve the issue, I receive no progress. NO updates. NO emails. NOTHING. I only get contacted with gene... read more

Business response:

May 17, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from *************************, Review ID # ****** ID ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on May 17, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the ... read more

Megan K's profile image
Megan K 
2 years ago

THIS COMPANY IS A STRAIGHT UP SCAM. A DIGITAL BANK THAT TAKES SEVEN BUSINESS DAYS TO POST DEPOSITS. Currently over 1,000$ is in the ether. They refuse to show micro deposits needed to set up digital payment platforms. Cut off your own arm before doing business here. 

Business response:

May 11, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from ************ complaint, Review ID # ***************************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on May 11, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the Better... read more

Christopher F's profile image
Christopher F 
2 years ago

Relevant only to online business checking: don't bother. I've used the service for a year, and shortly after setting it up, regretted going through the steps to set up and fund the account. The online interface is about ***** years behind the times (the mobile app is about the same); customer service has technological stiff-arms to make talking to an actual person difficult; customer service via the phone seems to have little ability to do anything with accounts; and moving money in and out of Axos is difficult since they ar... read more

Business response:

May 4, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from ***********************************, Review ID # ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on May 4, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and b... read more

Brett R's profile image
Brett R 
2 years ago

Axos bank is horrible, they took 3 advance car payment and told me it was a glich and told im they would send my money back in a month. Its online send my money back. Theirs no manager or their in a meeting for three days.no call back at all. 

Business response:

To whom it may concern,This email is to acknowledge receipt of the correspondence from ******************* Review ID # ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on May 3, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the Better Business Bureau ... read more

Dan D's profile image
Dan D 
2 years ago

AXOS Bank is a horrible, antiquated bank. To do a wire you have to print out a form; fill it in by hand; scan it and upload it. Then you have to wait for someone to call before it will be sent. Sometimes that call can be hours. Even their reps I spoke to agreed it is not business friendly. I then did a transfer to another external business account at Chase. Instead of doing it electronically they sent me a check that took 8 days. They were recommended by Nerd Wallet but I think they are in cahoots with each other. They know ... read more

Business response:

May 2, 2022 To whom it may concern, this email is to acknowledge receipt of the correspondence from *******************, Review ID # ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on May 2, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and by the Better Bu... read more

Jonathan R's profile image
Jonathan R 
2 years ago

Not user friendly at all. They force you to reset your password every 90 days. If you fail to access your account for awhile you will need to send a notarized letter to unrestricted your account. Horrible! Stay away and don't listen to the shill articles saying that this is a good instution. 

Business response:

April 21, 2022 To whom it may concern,This email is to acknowledge receipt of the correspondence from *****************************, Review ID # ******. ********************** takes consumer feedback very seriously. The Bank has fully reviewed this matter and a detailed response has been emailed directly to the consumer on April 21, 2022. In order to protect consumer privacy, the Bank is unable to provide BBB with the details. In the event the customer has executed an Authorization for Release of Account Information to and b... read more

Frequently asked questions about Axos Bank

How is Axos Bank rated?

Axos Bank has a 3.3 star rating with 987 reviews. 

When is Axos Bank open?

Axos Bank is closed now. It will open tomorrow at 9:00 a.m. 

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