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Golden 1 Credit Union

1.2

About this business

Location details

7770 College Town Dr, Sacramento, CA, 95826, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
Sat10:00 a.m. to 3:00 p.m.
SunClosed
1.289 reviews
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Steven M's profile image
Steven M 
10 months ago

Never open a HELOC with this bank. There's no mechanism for paying your bill via any external account. You must first transfer money from your external account to ******************* Savings account. This takes 5-7 days to clear before you can then pay your HELOC *********'s some exceptional circumstances on top of that:I set up an external account transfer and verified ownership of the account using two trial deposit method. I then tried to transfer money into the account. The transaction got flagged by their fraud departme... read more

Sam H's profile image
Sam H 
a year ago

If you want to save money and never have quick access to your money this is the bank to bank with. If want your every visit to this bank be 45mins to 2 hours than this is bank to do business with. I have never been able draw from my equity line without a struggle. Today I stood in line for 40 mins ( just 4 people ahead of me) sonthe teller tell me I must call customer service to have them transfer money from my equity line to checking. Then the teller him draw the money for me. I am still on the phone with member service as ... read more

Sam H's profile image
Sam H 
a year ago

If you want to save money and never have quick access to your money this is the bank to bank with. If want your every visit to this bank be 45mins to 2 hours than this is bank to do business with. I have never been able draw from my equity line without a struggle. Today I stood in line for 40 mins ( just 4 people ahead of me) sonthe teller tell me I must call customer service to have them transfer money from my equity line to checking. Then the teller him draw the money for me. I am still on the phone with member service as ... read more

Veronica L's profile image
Veronica L 
a year ago

Hi . So I got a charge I didnt recognize . So I called Golden 1 and reported it . So it took a couple of weeks and they gave me back my money . So today I was checking my account and they took the money back . They said I did use it but I could had use my card in ******* when I was in ********** . Thats where I live and my son was visiting me that day and I have proof from his amtrack ticket . I just want my money back 

Mary Ann S's profile image
Mary Ann S 
a year ago

We had a mortgage with Golden 1 Credit Union. The loan was paid in full on June 11, 2024. We have yet to receive a release of lien. We have contacted Golden 1 numerous times without resolution. We recently filed a complaint with the ************************************************************ and with **************************, the mortgaging servicing entity for Golden 1. 

Anna L's profile image
Anna L 
a year ago

We have been trying to get results of our money that we have sent to them on our Motorhome since 2020. Our balance has not changed we have sent over $55,000 for over 5yrs. We have called about this we are getting no answers talked to 4 different people and we will be seeking out an attorney to get this resolved. Nobody can tell us anything. 

Emily C's profile image
Emily C 
a year ago

I would leave a zero if I could. I have been fighting Golden 1 for over a year trying to get the title to my car. They keep telling me they mailed it and every time I talk to someone I get a different answer on how long it's going to take to get it. This is beyond ridiculous and I will be reaching out to my lawyer to sue the company as this is costing me money for the vehicle I legally own yet cannot sell because they haven't provided me with my title. I have also requested time and time again for them to fax to the *** to r... read more

Amy C's profile image
Amy C 
a year ago

If I could leave a zero star review I would. I open A account by starting online, they sent me my debit card. It never worked one into the branch. They said I was committing fraud because my mothers maiden name wasnt usual and my email address didnt match with their algorithms. Ive had the same email address for 25+ years. I only put $100 in this account. They will not let me take any money out today I went in with all my paperwork to show them. I am who I am. My social bill is mailed to me to my address. All they did was co... read more

Kristin C's profile image
Kristin C 
a year ago

AVOID THIS BANK AT ALL COST!!!I recently moved to the area and figured I should start moving things over to a local institute and saw a lot of Golden 1 bank locations so thought it would be a good choice. I was SO wrong!I opened my account online and funded it by moving money from my current bank. Even got my online banking set up on their app. They mailed me a debit card and a check book with no other communication. I went on the app to activate the debit card and was locked out. When I tried to follow their instructions it... read more

Frequently asked questions about Golden 1 Credit Union

How is Golden 1 Credit Union rated?

Golden 1 Credit Union has a 1.2 star rating with 89 reviews. 

When is Golden 1 Credit Union open?

Golden 1 Credit Union is closed now. It will open tomorrow at 9:00 a.m. 

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