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America First Credit Union

1.3

About this business

Location details

3650 Wall Ave, Ogden, UT, 84409, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
Sat9:00 a.m. to 3:00 p.m.
SunClosed
1.3146 reviews
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Kyle B's profile image
Kyle B 
2 years ago

These guys are absolutely horrible for businesses. I have fought tooth and nail for years for any sort of reasonable credit for my company and it has been absolutely ridiculous. It took years to get the original credit card, then they gave me a limit that is so low that I have to pay it off several times a month (sometimes ten times or more) in order to continue using it. I have asked several times to increase the limit based on how much money is flowing through that card and have now been rejected for a second time. Their r... read more

Business response:

Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this review.If you need anything else, you are welcome to reach out directly. 

Dareld N's profile image
Dareld N 
2 years ago

This bank helped ** qualify for a ******* *****. We had time constraints with some contractors, and while we were wating for them to finish the approved loan, they talked ** into an ****** personal loan for quick starting. Assuring us we could repay in a few days when the ***** pulled through. Kept making excuse after excuse as to what was holding things up. After 30 days the ***** loan aproval expired because of their lack of action. Because they had hard pulled our credit twice (once for the ***** once for the personal) ou... read more

Business response:

Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint.If you need anything else, you are welcome to reach out directly. 

scott c's profile image
scott c 
2 years ago

Auto lending department gave me a quote, but then after i was ready to sign up for the loan they said they are not able to do it. They stated the price I paid for the vehicle i purchased was more than 125% that of the actual value they see. I searched and the value they stated the vehicle was worth was 11K, but there was not a single on in the state that was under 15K... so they denied the loan. Understand that's their right, but pretty shady lending practice. So they lost a customer that have never had a late payment... oh ... read more

Business response:

Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint.If you need anything else, you are welcome to reach out directly. 

Connor B's profile image
Connor B 
2 years ago

If you want problems at every single step of the way, then these guys are for you. They provide terrible instructions for how to do things, put holds on your account (that no one can figure out why they did) that it takes them hours to figure out how to remove, make it impossible to prove your insurance, etc. The only good thing from them is that the reps I have talked to have been nice. Not very helpful, but nice. As soon as I can jump through the remaining hoops for my account I am going to pull money out of investments to... read more

Business response:

We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your information, we have contacted you personally regarding the resolution of this review. Unfortunately, we have attempted to reach you multiple times to further discuss your BBB review, and have not yet heard back from you.We look forward to hearing from you soon. 

Janiece J's profile image
Janiece J 
2 years ago

I have very much liked banking at AFCU. However, Im very unhappy with a recent loan I got from them. At closing there was a verbal request from the underwriter that was NOT put in writing or the loan agreement. I am being held to follow the verbal request. The loan agreement states no verbal communication or agreement is binding. Be very careful when signing or getting a loan from AFCU. Your loan agreement that you sign, means nothing. 

Business response:

Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint.If you need anything else, you are welcome to reach out directly. 

Derrill H's profile image
Derrill H 
2 years ago

I went into the *************** Branch branch to purchase a dozen **** Gift Cards to give out through the year. I was not advised about the fees that are applied after 12 months. Found out the hard way that now the last few cards are worthless! I looked up the rules according to Federal Regulation ******* Requirements for financial institutions offering prepaid accounts. They did not comply with disclosure and yet they still refuse to honor a refund. I am realizing that they are not interested in following federal law or kee... read more

Business response:

Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this review Based upon our conversation, we believe this is resolved. If you need anything else, you are welcome to reach out directly. 

Peggie F's profile image
Peggie F 
2 years ago

I had previously given AFCU a stellar review only to have them revoke a charge dispute they had previously credited me. SO DISAPPOINTING! 

Business response:

Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this review.If you need anything else, you are welcome to reach out directly. 

Blaine N's profile image
Blaine N 
2 years ago

Terrible bank, I called in and requested that my payment date be moved back to the latest date possible. That lasted for a month and date reverted back... employees cannot do simple task at america first. 

Business response:

We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your information, we have contacted you personally regarding the resolution of this complaint. Unfortunately, we have attempted to reach you multiple times to further discuss your BBB complaint, and have not yet heard back from you. We look forward to hearing from you soon. 

Nona H's profile image
Nona H 
2 years ago

This the worst credit union i had fraud on my checking account nope we cant help its Saturday and were clised they canceled my credit card im like in ****** can you over night me new card Nope you live to far away But ny who is a signer can go to America first credit union and iver night me a catd unbelievable 

Business response:

Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint.Based upon our conversation, we believe this complaint is resolved. If you need anything else, you are welcome to reach out directly. 

Frequently asked questions about America First Credit Union

How is America First Credit Union rated?

America First Credit Union has a 1.3 star rating with 146 reviews. 

When is America First Credit Union open?

America First Credit Union is open now. It will close at 6:00 p.m. 

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