Secure One Capital's cover image
Claim this profile

This profile has not been claimed by the business owner or representative.

Claim this business to update business information, get appointment requests, engage visitors with web chat, and more!

Secure One Capital

4.4

About this business

Secure One Capital is a direct mortgage lender that specializes in government financing programs. Secure One Capital has been in business since 1995. Secure One Capital offers rates below the national average, coupled with award-winning customer service - earning us an A+ rating with the BBB. We offer: Better Rates, Better Service, the Best Mortgage Experience Secure One Capital Corp. is a California Corporation. NMLS # 239738 Licensed under the California Department of Financial Protection and Innovation under the Californi... read more

Location details

3200 Park Center Drive Suite 1300, Ste 900, Costa Mesa, CA, 92626, United States

Get directions
WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
Sat9:00 a.m. to 1:00 p.m.
SunClosed
4.4732 reviews
Select a rating
Michael B's profile image
Michael B 
3 years ago

I received a letter in the mail for a refinance rate called and was told my rates would be between 2.5-3.1% for a 20 year. I agreed for them to run my credit and get the rate locked in. They had all my information and my credit score was over 800. Then they gave my rates between **** and *****% which is much higher then we had talked about. This company lies to you to run your credit hoping you will just fall into a loan. They even knew my current loan was *******% why would I take a higher interest rate. They also said my p... read more

Business response:

Dear Mr. *********: Thank you for taking the time to share about your experience with Secure One Capital. First let me reply to your assertion that we are engaged in some kind of scam. Secure One Capital has funded billions of dollars of mortgage loans and we have thousands of satisfied clients all over the country. We have been honored by the Better Business Bureau with a Torch Award for Business Ethics and were a finalist in 2021. We have made the *** **** list of Fastest Growing Companies in the US six of the last seven y... read more

Larry E's profile image
Larry E 
3 years ago

*********************** of Secure One Capital did a refi on our house recently. It was a pleasure working with her. We will certainly be glad to work with her again. She kept us up to date all during the process. Thanks ******! 

Business response:

Dear *****: Thank you for sharing your experience with Laurie and Secure One Capital. It is clear that Laurie delivered on our promise of A Better Mortgage Experience. Please continue to share with your family and friends, so that we may be able to provide them with the same level of service. Thanks again. Bill R******** Customer Experience Manager 

Carrie Y's profile image
Carrie Y 
3 years ago

****** was kind, responsive, smart, reliable and honest throughout this entire process. 

Business response:

Dear ******: Thank you for taking the time to share about your experience with Laurie and Secure One Capital. We love hearing words like "kind, responsive, smart, reliable, and honest" being used to describe one of our bankers. We are committed to delivering on our promise of "A Better Mortgage Experience," and doing what is right every time. It is clear that Laurie met and exceeded your expectations. Please continue to share with your family, friends, and co-workers so that we may be able to provide them with the same level... read more

Cynthia S's profile image
Cynthia S 
3 years ago

I had an awesome experience with this company. The process was smooth and I was able to refinance my 30 year mortgage to a 20 year with a lower interest rate. I was also able to refinance my rental property for a much lower rate. ************************* and ******************* were awesome. Thank you for your help! 

Business response:

Dear Ms. ******: Thank you for taking the time to share about your experience with Rick, Kim, and Secure One Capital. It is always great to read words like "awesome" and "smooth" when referring to our bankers, processors, and the refinance process. I am happy that we were able to help you with Better Rates, Better Service, and A Better Mortgage Experience on two refinance transactions. Please continue to share with your family and friends so that we may provide them with the same level of service. Thanks again, Bill R*******... read more

James R's profile image
James R 
3 years ago

Sold a warranty and when time came to pay, said it was too much to fix so refused. 5 months now and still waiting for repair. 

Business response:

Dear Mr. ***: Secure One Capital does not sell home warranties. We are not now nor have ever been in the home warrantee business. We wish you well in resolving your situation. Bill R******** Customer Experience Manager 

Eileen W's profile image
Eileen W 
3 years ago

I was happy with my new interest rate and the people that helped me with my refinance were very knowledgable and courteous. Namely, ************************* and *************************. Kudos to them.The timeframe for this transaction was unsatisfactory. Strive to get things moving you will be on the right track ! 

Business response:

Dear ******: Thank you for taking the time to share about your experience with Lauren, Rick, and Secure One Capital. Of course, we want to ensure that every client's experience meets our commitment of A Better Mortgage Experience. I am sorry that your loan took longer than expected. We will review your loan process and determine where improvements can be made. Thank you, again, Bill R******** Client Experience Manager 

Amy R's profile image
Amy R 
3 years ago

My Husband and I recently refinanced our mortgage. We are extremely grateful for the smooth process and the money we are saving due to the lower interest rate we got 

Business response:

Dear ***: Thank you for taking the time to share about your experience with Secure One Capital. We are committed to delivering on our promise of "A Better Mortgage Experience." Please continue to share with your family and friends so that we may offer them the same level of service. Thank you, Bill R******** Customer Experience Manager 

Ashlyn C's profile image
Ashlyn C 
3 years ago

***** was very kind and knowledgeable. Took the time to explain things to me, also very quick to respond to my texts/emails. Made the process of refinancing very smooth and simple. 

Business response:

Dear ******: Thank you for taking the time to share about your experience with Danny and Secure One Capital. We appreciate hearing word and phrases like "kind and knowledgeable," "very quick to respond," as well as "refinancing very smooth and simple." We are committed to delivering on our promise of "A Better Mortgage Experience" and it is clear that Danny exceeded your expectations. Please continue to share with your family, friends, and co-workers so that we may provide them with the same level of service. Thanks again! B... read more

NJ C's profile image
NJ C 
3 years ago

***** has been amazing helping me out with my refinance. He is very informative, answered all my questions and i can reach him right away if i need to. He is a good asset for your company. 

Business response:

Dear **: Thank you for taking the time to share about your experience with Danny and Secure One Capital. We are committed to delivering on our promise of "A Better Mortgage Experience," and it is clear that Danny met and exceeded your expectations. Please continue to share with your family and friends so that we may offer them the same level of service. Thank you, Bill R******** Custome Experience Manager 

Frequently asked questions about Secure One Capital

How is Secure One Capital rated?

Secure One Capital has a 4.4 star rating with 732 reviews. 

When is Secure One Capital open?

Secure One Capital is closed now. It will open on Monday at 9:00 a.m. 

Need help? Contact us.

Speak with a specialist to learn how you can grow with Birdeye. We are reachable at profiles@birdeye.com