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Lincoln Heritage Life Insurance Company

4.3

About this business

Found: Your One-Stop Final Expenses Insurance Solution... 

Location details

4343 E Camelback Rd #400, Phoenix, AZ, 85018, United States

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WeekdayScheduleStatus
Mon6:00 a.m. to 5:00 p.m.
Tue6:00 a.m. to 5:00 p.m.
Wed6:00 a.m. to 5:00 p.m.
Thu6:00 a.m. to 5:00 p.m.
Fri6:00 a.m. to 5:00 p.m.
Sat6:00 a.m. to 2:00 p.m.
SunClosed
4.31,549 reviews
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Tracey J's profile image
Tracey J 
2 months ago

They had the nerve to come at me out of the blue saying I missed a payment. First in march then changed it to back in 2010. Firstly, I would have never let a miss payment go on for years. Secondly, the payment come out automatically. Thirdly, I miss this month because I made changes and now I'm glad I did. The agent said why cancel your policy after tens years for a miss payment. Well, you can come with the same c*** 10 years from now saying the same thing. This company is not reliable. Do not do it! 

Business response:

Hello ******************,We apologize for any misunderstanding regarding your payments. A detailed record of your payment history has been sent to your address on file. We sincerely appreciate your business and would like the opportunity to review your payment history with you. We understand how upsetting unexpected news may be and hope that reviewing the records together can clear up any misunderstanding and help keep your valuable coverage in force. Please do not hesitate to contact us at ***************** or by phone at *... read more

Michelle J's profile image
Michelle J 
2 months ago

Best Company ever. They do what they say they are going to do and they answer the phone! They care about the consumer. When my love one passed away, I submitted the death cert and the check was mailed to me the next day. This company cares and the process was smooth. 

Business response:

Thank you for the very nice review. We are glad we were able to make the claim process go smoothly for you and your family. We extend our condolences on your loss. 

Brenda H's profile image
Brenda H 
3 months ago

After faithfully paying for a $15,000 life insurance policy since 2016, a Lincoln Heritage representative called me this year (2024) to "update" my policy. The representative asked me several questions & then informed me that because of an answer I gave regarding my health, they could no longer continue to offer me the $15,000 policy! I would have to get a $6,000 & a $4,000 policy, so l reluctantly agreed to those terms & got those. After thinking about it for a few weeks & discussing it with my fiance, l decided to cancel i... read more

Business response:

********************,We apologize for any misunderstand there may have been regarding your **************************************************************** 2016 was not $15,000. You can find the original policy value in your policy documents. Please discard any lapse of payment notices received for these policies. No further premium notices will be sent. We are sorry you have chosen to cancel your coverage, please do not hesitate to contact us if you would like to discuss the specific details of the coverage issued. Our cust... read more

Dawn C's profile image
Dawn C 
3 months ago

Unfortunately, Im writing this because my bank account was debited an unauthorized amount on Aug 2nd 2024, which put me in negative status and with me receiving 2 overdraft fees because the money that wasnt authorized was money for another bill. *** faxed my bank statement and still havent heard anything and my bank account is still negative. I cant seem to contact anyone except customer service which keeps telling me its being reviewed. This is exactly why Ill be making an official complaint with BBB and Ill be terminating ... read more

Business response:

***************, We sincerely apologize for the issues that our error has caused. We appreciate you working swiftly to send us the necessary documentation which we received on August 7th. On August 9th, after our conversation with you, your refund check was processed and should arrive shortly. You have been a long-time customer of *******************************************, and we value your business. If there is anything else we can do to assist you with your families policies, please give us a call at **************. 

Ethan W's profile image
Ethan W 
3 months ago

I knew when I got my policy that it was the cheapest its ever going to be so I got the maximum coverage amounts I could afford. Sometimes I stress about paying my premium as my job doesnt have predictable pay. This month was one of those stressful months and I have to say, this is the one bill I make sure to pay no matter what. Today my premiums came out. In the midst of staring at a bank account balance with only $100 to spare, I smiled despite my bank account reflecting the struggles Im facing. This is the one thing that w... read more

Business response:

*****, Thank you for sharing your experience with Lincoln Heritage as a policyholder, and the confidence you have in our Funeral Advantage plan as one of our appreciated agents. For more than 60 years we have been there for families on one of the most difficult days of their lives as they experience the loss of a loved one. Thank you again for your kind words and we wish you success in your hard work. 

James F's profile image
James F 
4 months ago

Sales person called me told me he was in the neighborhood. Asked me if he could stop by I said yes. He showed up 3hrs later which suggests he was not in my neighborhood. I explaind to him that anything would have to be approved by my neice (who is in the insurance field ). My niece didn't approve. The premium was too high (***** for $*****). I immediately called *********************** to cancel the ins. They still took out ***** which cause me to have an insufficient funds. I nee my $92.92 back. 

Business response:

Hi ***** Thank you for bringing this to our attention and giving us the opportunity to review your policy. Were sorry for the inconvenience you experienced when you tried to cancel your policy. Thank you for speaking with our office today so we could process your reimbursement. Please let us know if we can help you in the future. 

Jamie H's profile image
Jamie H 
4 months ago

I searched for life insurance policies within the last few days, and two men arrived at my house knocking loudly multiple times and yelling out my name loud enough for neighbors to hear. I was not present, but this was startling for my roommate to have two men unexpectedly arrive at our residence knocking loudly and yelling my name. She did not answer the door for safety reasons. They did not ring the doorbell at any time and left a "Delivery Notice". This is a borderline deceptive tactic as there is nothing that requires be... read more

Business response:

Hi ***** - We apologize an agent came by your home unannounced. It looks like we had a misunderstanding regarding your interest in our insurance when you submitted your information on our website. Our agents deliver quotes in person and offer free planning guides, which is why a delivery notice was left for you. We will reach out to our representative to ensure no further contact is made. We hope you give us an opportunity in the future to assist you with your insurance needs at your convenience if you are interested in more... read more

Lacorie S's profile image
Lacorie S 
5 months ago

By far the best company I've ever been a part of! The company's family support services are essential, especially during a hard emotional time. I strongly recommend anyone utilize the benefits of this company and put their trust in the Funeral ************************** 

Business response:

Hi Lacorie, We appreciate you taking the time to share your gratitude for the Funeral ************************** Thank you for being a part of the Lincoln Heritage team and helping us be there for families at their time of need! 

Beverly M's profile image
Beverly M 
5 months ago

The agent showed up at my door unannounced saying I had filled out something online and then called me the next day when I know I never gave out my phone number. I think they are a bit rude and aggressive and because of that I will not be doing business with them because who wants to be tricked into buying anything. Just be honest about how you got my information I could respect them more. 

Business response:

Dear *****************, We apologize that an agent came by your home unannounced. It looks like we had a misunderstanding regarding your interest in our insurance. We wish to honor your request not to be contacted further and we are taking the necessary steps to address your situation in our system.Lincoln Heritage Life has been in the insurance business for more than 60 years and we are committed to providing excellent, personalized service to our clients; we hope you give us an opportunity in the future, and well be more t... read more

Frequently asked questions about Lincoln Heritage Life Insurance Company

How is Lincoln Heritage Life Insurance Company rated?

Lincoln Heritage Life Insurance Company has a 4.3 star rating with 1,549 reviews. 

When is Lincoln Heritage Life Insurance Company open?

Lincoln Heritage Life Insurance Company is closed now. It will open tomorrow at 6:00 a.m. 

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