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Pekin Insurance

2.1

About this business

Location details

120 N Parkway Dr, 3933, N Parkway Dr, Pekin, IL, 61554, United States

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WeekdayScheduleStatus
Mon7:45 a.m. to 4:15 p.m.
Tue7:45 a.m. to 4:15 p.m.
Wed7:45 a.m. to 4:15 p.m.
Thu7:45 a.m. to 4:15 p.m.
Fri7:45 a.m. to 4:15 p.m.
SatClosed
SunClosed
2.1115 reviews
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kevin g's profile image
kevin g 
7 years ago

Attention Contractors. Pekin insurance is a total rip-off. They will take your money for awhile, then drop you with 0 claims. They change their internal rules for contractors year to year to rid liability. If you make one service call out of state, your dropped. Don't waste your money. There are a lot better and less expensive company's around. When they audit you, If you want to keep your coverage, I suggest you lie if you worked out of state. Try Other Insurance Companies. They will cover you out of state and out of the co... read more

Business response:

Hi Kevin. We are sorry that you are dissatisfied with our company. It is true that we closely underwrite the geographic exposure of contractors that we insure. There are a number of reasons for this. Two of the primary reasons are: (1) states have varying laws when it comes to insurance and claims settlement and (2) if you entered a state in which we don't actually write insurance then we do not have a staff of claims adjusters in that state making it difficult to adjust the claim. One thing we would strongly discourage is N... read more

Jon F.'s profile image
Jon F. 
7 years ago

Buyer beware. If you are even considering this insurance company, please stay away. We had some water damage caused by an A/C technician. The company's insurance (Pekin) was then called to take care of the damage the technician caused. We have been fighting for over a month just to get someone to physically assess the damage. The first offer to repair was just to patch holes left from the water restoration company. The next offer was to only patch one area of a ceiling, possibly making the area look even worse. Even the cont... read more

Business response:

This loss was turned into us on 06/13/18 and occurred on 06/11/18. Our Claim Representative contacted the complainant on 06/13/18. Our investigation concluded that our insured was liable for the damages to the complainant’s home. At the onset of the claim process there was a dispute with the repairs necessary to settle the loss. Since this complaint was filed, we have since sent out a Field Adjuster to inspect the loss. This Adjuster has come to an agreement on the cost to complete the repairs that are necessary. This compla... read more

Mr. D.'s profile image
Mr. D. 
7 years ago

I had an accident back in December, and Pekin was the insurance company for the person that hit me from behind. I was extremely impressed with Pekin, and how they handled the claim for the other driver. They did not delay at all, and contacted me several times to make sure that I was O.K. and that I had the information necessary. I was so impressed with Pekin that I am now very interested in becoming a customer, and will be getting some quotes soon. 

Business response:

Thank you for your kind comments. We look forward to having you as a customer! 

Michelle M.'s profile image
Michelle M. 
7 years ago

Words of warning for those who are considering obtaining Home Owners Insurance from Pekin. We have submitted a claim following additional repairs last October after the adjuster had already seen previous damage and had not seen the removal of the Plantation shutters due to water damage in the sheet rock walls from a storm in July. This claim was submitted in October 2017 and we heard nothing back. They were then turned into the BBB and they also heard nothing back. Presently we are out $500 for the reinstallation of Plantati... read more

Business response:

In investigating this complaint we found that the claim was being handled by an adjuster who is no longer with our company. Unfortunately, when the adjuster left our company the file was not properly transferred to another adjuster. We have already reached out to the policyholder and issued the proper payment. We apologize for the inconvenience. You can definitely expect better out of us in the future. 

Jeremy L.'s profile image
Jeremy L. 
7 years ago

I had my business insured with Pekin. Their company and payroll based insurance is a pain in the rear to deal with to say the least. I'm no insurance expert, but the logic makes absolutely no sense. I estimate what my payroll will be for the year and they charge accordingly. After the year has past they perform an audit. After the audit they say I owe them more money because my payroll was more than estimated. How is it that after the year has past with absolutely no commercial claims it's okay to come back after the fact an... read more

Business response:

Mr Luck - we are sorry to hear of your disappointment in our company. The premium for your liability policy with us is based on payroll. As you mentioned the initial premium is based on an estimate of payroll. We then perform the audit to confirm the correct premium was paid. Just as you were charged for an increase in payroll you would have received a refund had the payroll reduced. Regarding the billing of the audit premium ... we appreciate your input and will look to see if this is possible in the future. 

Robin S.'s profile image
Robin S. 
8 years ago

I have been with Pekin for over 15 years and always had great service! No problems with claims! Everything would go smooth! 

Business response:

Thanks for your kind words! 

Sam F.'s profile image
Sam F. 
8 years ago

I had a horrible customer service experience with Pekin. I found their processing time for my claim was very slow. Pekin was not very good at following up with me. I filed a claim regarding damage to my roof. The adjuster that came out didn't even bring a ladder and refused to get on my roof to inspect damage. I had a roofing company there with me during the inspection. They brought up multiple issues regarding my roof and frankly my adjuster seemed out of her league as she didn't have many answers to their concerns. She fol... read more

Business response:

We apologize for the poor experience you had with your claim. It is certainly our goal to make you feel informed and appreciated as a customer. A couple of things: (1) The adjuster did not feel comfortable going up on the roof as you have a 2-story house which is why she ordered an independent inspection instead. We leave this option open to our adjusters to avoid potential injury. (2) It appears as if the biggest issue was with including coverage for the cabinets in the payment. We instructed the independent adjustor to inc... read more

Kurt F.'s profile image
Kurt F. 
8 years ago

I would like to thank pekin insurance for 24 years of great insurance and always being there for me in auto insurance and home I have had the best insurance company through the last 24 years I am sorry I hafto leave I understand that all the insurance antilitcs seem not to fit all home insurance needs so after 24 years I hafto leave . I just want to sincerely say thanks to pekin. I just seen the complaints and had to write this review They are a very good insurance company 

Robb's profile image
Robb 
8 years ago

Pekin represents all that is bad within the “insurance industry”. They make ignorant decisions based on metrics that do not represent life’s realities and decisions that caused great stress and inconvenience to a great customer. In my line of work, if I treated my client as they have me and my family, I would be out of business before long. However, they have the luxury of being protected from reality and the negative impact they have on others, by the sheer size and volume in numbers. After all, why should they be concerned... read more

Business response:

As you are aware a driver in your household received a ticket for failure to yield to an emergency vehicle which is considered a serious violation. We offered a couple of solutions - move that driver to our Crossroads (high risk) program or exclude her from our policy in total and have your agent write her with a different company. We were notified by your agent that these solutions were not acceptable to you which left us with no alternative but to non-renew your policy. We apologize that this action is necessary but feel t... read more

Frequently asked questions about Pekin Insurance

How is Pekin Insurance rated?

Pekin Insurance has a 2.1 star rating with 115 reviews. 

When is Pekin Insurance open?

Pekin Insurance is open now. It will close at 4:15 p.m.  

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