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Secure One Capital

4.4

About this business

Secure One Capital is a direct mortgage lender that specializes in government financing programs. Secure One Capital has been in business since 1995. Secure One Capital offers rates below the national average, coupled with award-winning customer service - earning us an A+ rating with the BBB. We offer: Better Rates, Better Service, the Best Mortgage Experience Secure One Capital Corp. is a California Corporation. NMLS # 239738 Licensed under the California Department of Financial Protection and Innovation under the Californi... read more

Location details

3200 Park Center Drive Suite 1300, Ste 900, Costa Mesa, CA, 92626, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
Sat9:00 a.m. to 1:00 p.m.
SunClosed
4.4726 reviews
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Harry Mehta's profile image
Harry Mehta 
4 years ago

I was trying to Refinance my home since October 19, being senior and no direct Income, and with high Debt to Income ratio, all the Big banks, Credit union etc. in Florida and upstate north up to NJ, and few of the Online Lenders flatly refused that we can't help you out in any way,even with credit score of me and my wife in the range of 720 - 740, as I have never defaulted on any payments, I was pleading that moment my Debt gets taken care by refinance, I will be again financially strong, but it was all falling on deaf ears.... read more

Thomas's profile image
Thomas 
4 years ago

Questionable business practices, I have received numerous unsolicited mortgage refinancing offers by mail from Secure One Capital Corp in Costa Mesa, CA I have made numerous requests by telephone to this company to be placed on their Do Not Call data base but continue to receive these letters. The letter that I received today has printed inside a box to stop receiving "prescreened" offers from this and other companies by calling ***********. When the number is called a recorded message tells you to enter social security numb... read more

Jesse B's profile image
Jesse B 
4 years ago

Branch Manager and Loan Officer Bruce E*****, Branch Assistant Matt O****r, Senior Processor Elizabeth G******-G****, Opening Processor Gardenia A********, and Loan Funder George M*****, were ALL magnificent in opening AND closing/funding my refinance within just 30 days (April 1 to April 30, 2020). I value customer service, sometimes even over loan rate or terms, yet Bruce E*****'s team at Secure One Capital exceeded my expectations on all fronts. I saved well over $500 per month on my mortgage, got an incredible fixed rate... read more

Business response:

Dear *****: Thank you or taking the time to share about your experience with Bruce, Matt, Elizabeth, Gardenia, and George. It is especially nice to hear during this challenging time when many of our team members are working remotely. We are very happy that we were able to improve your financial situation by saving you over $500 per month. That will have an amazing impact on your life. Please continue to share with your family and friends, so that we can have the same kind of impact on their lives. Best Wishes, Bill R********... read more

Burke R's profile image
Burke R 
4 years ago

False Advertisement. I received a VA Interest Rate Reduction Notice for a 2.5% VA Fixed Rate. Everyone is offering a 2.75% at this time. Secure One Capital is the only one offering the 2.5% so I called. Moe S*** from Secure One Capital told me they couldn't do that before gathering my information but we can offer a 2.75% interest rate. We agreed because I knew that was the going rate. When Nicole H*** (Secure One Capital) sent the disclosures through email, the interest rate was 2.875. I questioned it. days went by. No respo... read more

Business response:

Dear Ms. ********: First and foremost, thank you for your service. We take a lot of pride in the service we proved to veterans and we are committed to offering those who served a level of service which you have earned and should expect. When we send a mailer, it is based on the rates available on the date the document was created and the perimeters which are outlined on the mailer. It is impossible to predict what rates will be available the next hour let alone days later. When it comes to the statements which you assert wer... read more

Todd A.'s profile image
Todd A. 
4 years ago

The mortgage refinance with our loan officer Austin B*** was a seamless process. Austin worked hard to keep us informed at every step of the process by providing updates and detailed information. Austin was knowledgeable and provided excellent customer service and was easily reachable by phone, email or text. Thanks Again Austin! 

Nancy P's profile image
Nancy P 
4 years ago

Very good results!!! Daniel O***** was my representative and he did an exceptional job. I was able to refinance very quickly and efficiently. Daniel did a great job keeping me up to date on the changing market and the status of my loan. ***** * ****** ****** ** 

Terry S's profile image
Terry S 
4 years ago

I used Secure One Capital and I was very pleased with the support i received in getting the Cash-out Refi that we wanted. They kept in touch with us and walked us through the process from start to finish. I was happy with the percentage rate they found and the professional service I received. They made the whole process simple and fast. I would recommend them to anyone! Special thanks to the following: Bruce E***** Matthew O***** Brittany A****** Karin S****** 

Gary L.'s profile image
Gary L. 
5 years ago

I worked with Eric V****** and I felt very comfortable after our first phone call. Eric always kept me up to date through out the loan process and would get back to right away if I had any questions or issue's. Eric and Secure One Capital was a great experience and Eric was extremely professional and attentive to whatever I needed. It was a fast and easy experience and I couldn't have been more happy with my choice. I spoke with several other lenders through the process but felt this was the right company for me. I highly re... read more

Kelly D's profile image
Kelly D 
5 years ago

This is the 2nd time I've dealt with Secure One Capital, and once again I've had a great experience. Austin B*** is the best! Very informative and responsive. I would use them again, if needed. 

Frequently asked questions about Secure One Capital

How is Secure One Capital rated?

Secure One Capital has a 4.4 star rating with 726 reviews. 

When is Secure One Capital open?

Secure One Capital is closed now. It will open tomorrow at 9:00 a.m. 

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