1st Franklin Financial's cover image

This profile has not been claimed by the business owner or representative.

to update business information, get appointment requests, engage visitors with web chat, and more!

1st Franklin Financial

1.6

About this business

Location details

135 E Tugalo St, Toccoa, GA, 30577, United States

Get directions
WeekdayScheduleStatus
Mon8:30 a.m. to 5:30 p.m.
Tue8:30 a.m. to 5:30 p.m.
Wed8:30 a.m. to 1:30 p.m.
Thu8:30 a.m. to 5:30 p.m.
Fri8:30 a.m. to 5:30 p.m.
Sat8:30 a.m. to 12:30 a.m.
SunClosed
1.665 reviews
Select a rating
Cristina M's profile image
Cristina M 
6 months ago

NEVER get a loan from them. They have poor customer service. They take you to court and dont explain everything fully to you before garnishing your check. I 100% DO NOT recommend their services to anyone. 

Rose J's profile image
Rose J 
7 months ago

I am writing to express my concerns regarding my account. I have made multiple requests to review and pay my account online, but unfortunately, I have been unable to do so. It seems a new computer system was recently installed, and as a result, no one has been able to provide assistance with my account information.I requested a statement, only to be informed that the statements are incorrect, and therefore, they are not being sent out. I am seeking guidance on the appropriate next steps to take, especially in accordance with... read more

Business response:

Wed like to apologize for any inconvenience we may have caused you. Providing excellent customer service is our top priority. Wed love the opportunity to speak with you about this situation. Please call our **************************** at ************** at your convenience. 

Cindy V's profile image
Cindy V 
7 months ago

They are taking me to small claims court because of failure to pay. I never received a late notice in the mail, I never received a statement due, nothing from them. They just jump straight to court. They are not willing to work with people or give people a chance to make it right. I am a person who pays my debts, I'm also a single mom and have been struggling to make ends meet and now they are saying not only am I responsible for the amount in full, but the court costs, accruing interest, late fees and attorney fees. I can't... read more

Business response:

If you would like to discuss this matter with someone from our ***************** please contact our **************************** at **************. Representatives are available Monday through Friday, 8:30 am to 5:00 pm EST. 

Brittney W's profile image
Brittney W 
8 months ago

1st Franklin Financial Corporation for its grossly negligent business practices, aggressive and predatory lending strategies, and an egregious failure in verifying personal information before reaching out to the wrong person and accusing them of opening a line of credit.When I attempted to resolve the issue, their representatives refused to assist me remotely in verifying my identity. They were incredibly accusatory and rude. Instead, I was forced to appear in person at one of their branch location simply to correct a mistak... read more

Business response:

Thank you for bringing this situation to our attention. Wed like to apologize for any inconvenience we may have caused you. Providing excellent customer service is our top priority. Wed love the opportunity to speak with you about this situation. Please call our **************************** at ************** at your convenience. 

Carol S's profile image
Carol S 
9 months ago

I am a month behind on a payment. They sent me a letter in the mail about a right to cure for personal property. We did not use any personal property as collateral. I am very ****** off and thinking about taking them to court. 

Business response:

Thank you for your feedback. If you would like to discuss this matter with someone from our ***************** please contact our **************************** at **************. Representatives are available Monday through Friday, 8:30 am to 5:00 pm EST. 

William C's profile image
William C 
9 months ago

There are usury practices being used in this business plus the loan has a very high interest rate there's something crooked about first Franklin. I'm just about ready to fight this in court 

Business response:

If you would like to discuss this matter with someone from our ***************** please contact our **************************** at **************. Representatives are available Monday through Friday, 8:30 am to 5:00 pm EST. 

Juan K's profile image
Juan K 
a year ago

First Franklin Financial are just rip off Gangster Financiers and I truly regret doing business with them. Recently I paid My account off (7) seven months early and I am now due a refund for the interest for seven months.The local Manager ***** sent Me a small check amount not nearly what they owe Me in interest.Their is no transparency in their actions. I am still waiting on requested detailed accounting of My account. As well as the full unearned prepaid interest.Woe to anyone thinking about doing business with these Peopl... read more

Business response:

Here at 1st Franklin, we aim to uphold the highest standards in customer service and are very sorry to hear about your experience with our ***********, ** office. We would appreciate the opportunity to discuss this situation with you. If you would be willing to give us a call at **************, a representative from our **************************** would be happy to speak with you. 

Andrea S's profile image
Andrea S 
a year ago

They are so rude. They refuse to take my payment when a month behind and turned me over to small claims court. Refused money from me several times. This is the Alexander city Al branch. The region office in ************* was just as rude. 

Business response:

Thank you for your feedback. If you would like to discuss this matter with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30 am to 5:00 pm EST. 

Joimaine W's profile image
Joimaine W 
a year ago

They are rude and disrespectful to their customers. Do not do business with these people you will regret it! 

Business response:

Thank you for your feedback. If you would like to discuss this matter with someone from our ***************** please contact our **************************** at **************. Representatives are available Monday through Friday, 8:30 am to 5:00 pm EST. 

Frequently asked questions about 1st Franklin Financial

How is 1st Franklin Financial rated?

1st Franklin Financial has a 1.6 star rating with 65 reviews. 

When is 1st Franklin Financial open?

1st Franklin Financial is open now. It will close at 5:30 p.m.  

Need help? Contact us.

Speak with a specialist to learn how you can grow with Birdeye. We are reachable at profiles@birdeye.com