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Franklin American Mortgage Company

1.1

About this business

Location details

3535 Osage Beach Pkwy, Osage Beach, MO, 65065, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 5:00 p.m.
Tue8:00 a.m. to 5:00 p.m.
Wed8:00 a.m. to 5:00 p.m.
Thu8:00 a.m. to 5:00 p.m.
Fri8:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
1.1259 reviews
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Pam V's profile image
Pam V 
3 years ago

Was injured and hospitalized. My account was charged fees on top of fees. Asked that fees be removed due to my long standing account and no NSF record. Sorry cannot....you must pay them.Paid them and closed account. I don't need a bank that treats me like yesterday's trash ! I will never recommend them when people ask about a bank. And will defiantly discourage them to go to Citizens and trash talk them whenever possible. Called Karma. Will cost more negative business then their service charges !!!! Also as others stated cus... read more

Sandra W's profile image
Sandra W 
3 years ago

Worst Bank ever. wish I could leave -5 stars. Have had a mortgage with them for the last 3 years and every year my payment goes up. I understand that taxes or insurance goes up and the escrow needs to be adjusted accordingly. HOWEVER, I have sent extra funds into the escrow account to cover the shortages and they just mail it back and raise my payment as they estimate i need more monthly going into escrow -which they wouldn't need if they would keep the overage in the **** escrow account! Trying to talk to a live human being... read more

Tiary O.'s profile image
Tiary O. 
3 years ago

This is the worst auto loan experience Ive ever had! Do not finance anything with Citizens Bank!!! My car was repossessed on February 11, 2020. The letter for me to redeem my vehicle was sent on February 14, 2020. The letter stated that my contract would be reinstated if all fees and charges were paid within 21 days of the notice or car would be put up for sale. Well Citizens Bank sent my car to auction prior to the 21 days being up. All fees and charges were paid on February 28, 2020 and the vehicle was redeemed. Citizens B... read more

MEHRDAD G's profile image
MEHRDAD G 
3 years ago

Stay away from this bank if you ever need to talk to customer service good luck, if there is a problem good luck solving it with them. They are holding over $12000.00 of my overpayment of Escrow money over the past 4 month ,and it seems that nobody can release it, i had the same situation with another bank within 2 days they sent me a check. 

Sophia P's profile image
Sophia P 
3 years ago

Completely unacceptable service. I have my mortgage with Citizens and since their migration of the Citizens One website to combine with the banking website, I have been unable to access my account. Their systems (website and phone) are unable to locate my loan. Yet I still receive emails saying they have received my payments and notifying me that tax documents will be available later this month. I already waited over 20 minutes earlier today for customer service before I had to hang up and are waiting again. They're reportin... read more

sja's profile image
3 years ago

I called customer service on a Monday at **** AM ET because I want to verify my first ever mortgage payment went through on the first of the month. I was informed the wait time for customer service would be over 60 minutes, "due to higher than normal call volumes".I'm skeptical the long wait time is related to "higher than normal call volumes." It is a Monday during core business hours. This is just a failure to provide basic customer service.I'm actually trying to make sure I've done the thing you want me to do (spend money... read more

Lara's profile image
Lara 
3 years ago

On July 9 2021 my husband and I went to a Citizens Bank branch located at ************** in ****** in order to open an account to both of us due to an existing cashback promotion.We were well helped by the colleague ***** ********************* and she told us that we qualified for the $300 reward if we opened checking accounts that day and made a direct deposit of at least $500 within the next 60 days. Moreover, she offered us another cashback promotion of $100 just to open a savings account that same day. On the next week, ... read more

Deborah H's profile image
Deborah H 
3 years ago

This company does not maintain accurate or current phone numbers. Due to a non-working phone number that appeared on my bank statement with an automatice draft to pay for my Vivint product, I had to close the account since it was suspected as a fraudulent withdrawal. After much investigation from the bank and myself, I have corrected my end of the error. Citizens One has not corrected theirs. A past 30 days was reported to the ************* and it affected my score over 100 points. This will stay on there for 7 more years. I... read more

angela b's profile image
angela b 
3 years ago

Their website login system changed at some point in the past month. Now no one with a mortgage through them can login to pay. The system instructs customers to call for login issues. However, hold times are over 1 hour. I also need to discuss escrow with them. Hold times again over 1 hour. I was finally able to pay over the phone via automated system, mortgage only. I will be contacting my broker about changing banks, if possible. Notification of website issues should have been sent to customers. And they have had over 3 wee... read more

Frequently asked questions about Franklin American Mortgage Company

How is Franklin American Mortgage Company rated?

Franklin American Mortgage Company has a 1.1 star rating with 259 reviews. 

When is Franklin American Mortgage Company open?

Franklin American Mortgage Company is open now. It will close at 5:00 p.m.  

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