Alric K on BBB
8 months ago
08/06/2019, 09:37 AM
A few years ago, I had to take an ambulance ride, for which I refused to pay (the reasons are not relevant). The ambulance service realized I was in a position to make an argument, and they gave up attempting to collect the payment. A year or so later, a debt collector called me--a legitimate debt collector--and I wrote them a letter explaining my reasoning, and I never heard from them again. Then, sometimes in 2016, a couple of years later, I got a call from the law office of Maury Cobb. The call was about this debt to the ambulance service. I told the office's representative what had transpired, and that I knew for a fact that the debt was already considered uncollectable, and that this new attempt to collect is just a scam. The representative tried to call my bluff--that's what she thought it was--but to no avail.
Here's what you need to know. There are some companies out there that pay credit reporting agencies for data on uncollected debt. Then they'll begin calling all of these people with this uncollected debt, offering a deal in which the debtor has to pay 50% of it, after which their record will be purged. They also toss in a few threats in case you're having trouble taking them seriously. It is important to note that the person you are talking to is NOT the original owner of that debt, nor did they buy that debt directly from the person you owed it to. They bought some DATA from a credit reporting agency, and it was in bulk. This is what the LAW OFFICE OF MAURY COBB does.
This morning I got a call from them after nearly three years. They left a voicemail with their number. I returned the call, and the gentleman was very polite. He said that their records show no call from their office. I could hear him tapping the keys on his computer. Then he said it must have been a mistake, and he addressed me by my name, though I had not given it to him. Evidently they were going to attempt a second round of collections against me, but his records showed that such attempts would be in vain, since they had attempted it about three years ago.
This is one of the sleazier operations for this sort of thing. Don't fall for it.