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Heap Insurance Agency
- Insurance
- Morris, IL
About this business
We specialize in auto and home insurance and have multiple insurance carriers to shop.
Location details
1802 N Division St Unit 105, Unit 105, Morris, IL, 60450, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 6:00 p.m. | |
| Tue | 9:00 a.m. to 6:00 p.m. | |
| Wed | 9:00 a.m. to 6:00 p.m. | |
| Thu | 9:00 a.m. to 6:00 p.m. | |
| Fri | 9:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
Did you know lenders require you to obtain auto insurance when they finance your car? The insurance protects them from property loss while protecting you from injury liability. Call us for coverage when you find the car of your dreams.
You might have heard that your credit can influence your insurance, but not like a credit card or loan. Insurance companies look at your credit report for various variables and factors. They use these along with your age, driving record, and other factors in their quote.
There are a variety of different laws, rules, or practices regarding insurance reimbursements for totaled cars. For example, in some states, in addition to the cost of your totaled car, insurance companies need to pay the sales tax on your replacement car.
In the event of an accident, make sure to follow the local laws regarding what to do at the site. In addition, take pictures of the incident and include geographic references like location in the road or intersection. If the air bag deployed, be sure to visit a doctor.
Our liability policies contain three major components -- bodily injury liability for accidents that injure others, property damage liability for damage you may cause to the property of others, and uninsured motorist coverage to protect you against motorists who have little or no insurance.
If you have a personal vehicle that you occasionally use for business purposes (where it is not the source of a significant part of the income from your business), you still need commercial car insurance. Your best bet is to get private and sporadic business use coverage.
When someone else drives your car, it can be easy to think that their insurance will cover any accidents, but that's not always the case. In most states, the owner of the car is liable for any damages caused by their car. An insurance agent can help you figure out the laws in your state.
Frequently asked questions about Heap Insurance Agency
How is Heap Insurance Agency rated?
Heap Insurance Agency has a 5 star rating with 13 reviews.
When is Heap Insurance Agency open?
Heap Insurance Agency is open now. It will close at 6:00 p.m.
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