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History Established in 1993. Full service residential lending emphasizing customized client service.
2112 Dixon Ave, Missoula, MT, 59801, United States
Get directionsWeekday | Schedule | Status |
---|---|---|
Mon | 9:00 a.m. to 6:00 p.m. | |
Tue | 9:00 a.m. to 6:00 p.m. | |
Wed | 9:00 a.m. to 6:00 p.m. | |
Thu | 9:00 a.m. to 6:00 p.m. | |
Fri | 9:00 a.m. to 6:00 p.m. | |
Sat | Closed | |
Sun | Closed |
So what is the long term debt ratio when it comes to modern mortgages? This is a debt to income ratio that measures the percentage of your income that goes toward all debt payments. This will include housing expenses, as well as other long-term debt (such as a car payment).
If your income varies widely from one month to the next because of your commission or bonus structure, it’s a good idea to have copies of your tax returns ready for the underwriter. The ability to see how wild income swings even out annually can make it easier to get the mortgage you want.
• Using a home loan broker to find the right loan makes sense to some potential buyers. Care to guess the annual revenue for the loan broker industry in the U.S.? If you guessed $8 billion, you're right.
Mortgage refinancing means getting a new loan to replace your original mortgage loan. Refinancing can sometimes lower payments or give you a shorter loan term.
Refinancing your mortgage loan when interest rates are less than your current loan can lower your monthly payment and save you money. We can let you know if refinancing is a good option
Did you know that in most cases, to buy a home after a short sale, you'll typically only need to wait 2-4 years depending on your down payment and the loan type you select? The waiting period after a foreclosure is longer: Typically you'll need to wait 3-7 years before getting another home loan.
Don’t forget closing costs! When purchasing a home, the closing costs could range between about three to seven percent of the total loan amount.
Primary Residential Mortgage has a 5 star rating with 47 reviews.
Primary Residential Mortgage is closed now. It will open tomorrow at 9:00 a.m.
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