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History Established in 1993. Full service residential lending emphasizing customized client service.
2112 Dixon Ave, Missoula, MT, 59801, United States
Get directionsWeekday | Schedule | Status |
---|---|---|
Mon | 9:00 a.m. to 6:00 p.m. | |
Tue | 9:00 a.m. to 6:00 p.m. | |
Wed | 9:00 a.m. to 6:00 p.m. | |
Thu | 9:00 a.m. to 6:00 p.m. | |
Fri | 9:00 a.m. to 6:00 p.m. | |
Sat | Closed | |
Sun | Closed |
Did you know that it’s possible to purchase a home with no money down? USDA loans are part of a program for rural development. Under the terms of the program, a home in a designated rural location can be purchased with no down payment.
Loans and mortgages are useful tools, and they can help people achieve important dreams and goals. As Any Rand famously noted: “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”
Mortgage comes from the French term for "death:" "mort." But that doesn’t mean that your mortgage should be a negative experience. In fact, with the right mortgage company, it can be a pretty simple process.
The cost of a loan is the interest charged. Interest may be fixed for the term of the loan or may be variable. If the rates are variable, they may be adjusted daily, annually, or at intervals of years (3, 5, and 10).
Having your mortgage pre-approval is a huge part of whether you can even be granted the chance to look at some homes today. A good mortgage company can help you get that lined up, so you are ready when the dream home comes along.
Mortgage insurance (also referred to as private mortgage insurance, or PMI) is required when the down payment is less than 20% of the appraised price or the sale price. Generally speaking, mortgage insurance is about .5 to 1% of the total loan.
Refinancing a mortgage can save money by taking advantage of a lower interest rate or by shortening the length of the loan. Shortening takes years off the mortgage and reduces interest costs.
USDA loans are available in both 15 and 30-year fixed rates for home ownership flexibility. USDA loans are also flexible in terms of past credit indiscretions; perfect credit is not needed to be eligible for a USDA loan?
People who don’t have much of an established credit history may have more trouble getting a mortgage, but it definitely isn’t impossible. Some types of loans allow for other methods of establishing alternate credit information, like records from utility companies or landlords.
Primary Residential Mortgage has a 5 star rating with 47 reviews.
Primary Residential Mortgage is closed now. It will open tomorrow at 9:00 a.m.
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