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Primary Residential Mortgage
- Mortgage Lenders
- Missoula, MT
About this business
History Established in 1993. Full service residential lending emphasizing customized client service.
Location details
2112 Dixon Ave, Missoula, MT, 59801, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 6:00 p.m. | |
| Tue | 9:00 a.m. to 6:00 p.m. | |
| Wed | 9:00 a.m. to 6:00 p.m. | |
| Thu | 9:00 a.m. to 6:00 p.m. | |
| Fri | 9:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” — Maya Angelou
One common term when talking about mortgage loans is amortization. This refers to the process of paying off a sum over time by making regular payments. An amortization schedule is a breakdown of the repayment of a loan, listing it out payment by payment.
The term "mortgage" actually means "dead pledge." Derived from the old French term, "mort gage" a home mortgage is so named because of the way a property is purchased. In fact, early French laws were among the first to use the mortgage as a way to encourage home ownership.
Did you know that lenders will often set certain limits on where they want your debt to income ratios to be, particularly when it comes to housing expenses? A common limit is for your housing expense to be less than 28 percent of your gross monthly income.
Military veterans or active service members qualify for a VA home loan, which have no requirements for a down payment or minimum credit rating.
It’s important to remember that having good credit isn’t always enough to qualify for the mortgage you want. If you have an uncommon financial situation, we’ll have to work together to provide the income verification documentation underwriting needs.
Several factors will make you a good candidate for a 30-year fixed-rate mortgage. You need to be able to comfortably afford the loan (compared to other options like an ARM loan), and it’s recommended that you plan to live in your home for ten years or more.
Need to get your mortgage loan approved as soon as possible? Make sure to avoid doing things that will delay the proceedings, like changing jobs or salary, doing anything that will affect your credit score (like opening a new line of credit), or anything else that will change your financial status.
The Home Affordable Refinance Program (HARP) refinancing effort is designed to help homeowners whose homes have declined in value. HARP programs assist homeowners in finding and qualifying for new, more affordable home loans and mortgage arrangements.
Frequently asked questions about Primary Residential Mortgage
How is Primary Residential Mortgage rated?
Primary Residential Mortgage has a 5 star rating with 47 reviews.
When is Primary Residential Mortgage open?
Primary Residential Mortgage is closed now. It will open tomorrow at 9:00 a.m.
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