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Merchants Home Lending

4.9

About this business

As a California based VA Approved mortgage company focused exclusively on CA transactions, Merchants specializes in quick, thorough approvals to help your offer get accepted in this very difficult and competitive market. Our interest rates are the lowest in the marketplace with the highest lender credits and the quickest closing process. Focusing exclusively on VA transactions, many in the industry consider us to be VA experts. Avg days to close - 21 days. In 2016 Merchants closed 97% of the Pre-Approved loans that made it i... read more

Location details

2305 Historic Decatur Rd Suite 100, Ste 100, San Diego, CA, 92106, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 7:00 p.m.
Tue8:00 a.m. to 7:00 p.m.
Wed8:00 a.m. to 7:00 p.m.
Thu8:00 a.m. to 7:00 p.m.
Fri8:00 a.m. to 7:00 p.m.
Sat9:00 a.m. to 5:00 p.m.
SunClosed
4.966 reviews
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Harold M's profile image
Harold M 
3 years ago

Excellent customer service but without pushy calls and sales pitches. I recommend them especially for Veterans. 

Business response:

Thank you for the kinds words ******. We really appreciated the opportunity to earn your business. 

DR's profile image
6 years ago

Great! Highly recommend! 

Monte T's profile image
Monte T 
6 years ago

Excellent completion of what was offered and sold. I would recommend Bill and his team. 

Steve McKechnie's profile image
Steve McKechnie 
6 years ago

We were fairly well along with the purchase of a home. We were conducting the purchase from out of state using our bank, Wells Fargo, that we had been customers of for 40 years. At a critical juncture, Wells Fargo decided they were no interested in proceeding with financing the purchase despite our excellent credit rating and virtually no debt. This almost resulted in the deal falling through. Fortunately, our realtor recommended Bill M******* and Merchants Home Lending. They stepped up and saved the day with minimal hassle,... read more

Dan Mullen's profile image
Dan Mullen 
6 years ago

Bill and his team did great work getting me approved and into my new home. Other lenders were skeptical of the rates he offered, but he delivered the best ones in San Diego. I would recommend Bill M******* to anyone! 

Vada T's profile image
Vada T 
6 years ago

From the time that we contacted Bill M******* and the team at Merchants Lending, we was treated with respect and he/they were quick to address my mortgage needs. The entire process was quick, smooth, proceeded just as Bill and the team indicated and we closed on our house on the date agreed. I would most definitely use them again for my lending needs and refer them to my friends/family. 

Ammy's profile image
Ammy 
6 years ago

Bill went above and beyond to ensure a timely transaction and even helped us fend off another aggressive loan agent. We were able to get settled in our new home within 30 days of starting escrow. I would highly recommend Bill and his team to others. 

Clark Anctil's profile image
Clark Anctil 
8 years ago

My clients have been using Bill ******** with Merchants Realty and loan for over 5 Years. As I licensed Realtor, having satisfied customers is the single most important factor of my Business. And having a lender who can provide the best rates and excellent service makes a difference. My clients and I have been extremely happy with the service provided by Bill ******** and Merchants. Competitive rates, very knowledgable and ability to execute .. That makes a difference ! 

Frequently asked questions about Merchants Home Lending

How is Merchants Home Lending rated?

Merchants Home Lending has a 4.9 star rating with 66 reviews. 

When is Merchants Home Lending open?

Merchants Home Lending is closed now. It will open tomorrow at 8:00 a.m. 

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