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Step 1 Credit

2.6

About this business

Take the First Step to Improve Your Credit 

Location details

15707 Rockfield Blvd, Irvine, CA, 92618, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 4:00 p.m.
Tue8:00 a.m. to 4:00 p.m.
Wed8:00 a.m. to 4:00 p.m.
Thu8:00 a.m. to 4:00 p.m.
Fri8:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
2.688 reviews
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Tim E's profile image
Tim E 
5 years ago

Step 1 Credit is great at what they do!! They disputed 25 of my negative items, and successfully got 22 removed. To say they're good is and understatement, they're tremendous!!! 10/10 would recommend to anyone looking to better their credit. I am more than satisfied with the work they completed. 

Zebedee J's profile image
Zebedee J 
6 years ago

I subscribed to Step 1 Credit after seeing the add. I asked many questions about the level of service that was offered. They explained to me that they could definitely help with the issues I had regarding credit. The initial amount to be deducted was less than the monthly recurring amount of 119.00. I was not receiving any correspondences from Step 1 so I decided to call them. I spoke with a customer service representative and she assured me that Step 1 was successfully deleting a lot of negative credit off. I called them at... read more

Business response:

Step 1 Credit reached out to our client in response to his review. While it is very unfortunate that the information in our client's review is incorrect and misleading, Step 1 Credit felt strongly that we needed to assist our client further in his understanding of his score(s) and service. Our clients are important to us and it is important to us that our clients are satisfied and that they have the correct understanding of credit and their personal case. During our call with him we reviewed his account and his credit score,... read more

Brett J.'s profile image
Brett J. 
6 years ago

After 6 months credit score changed very little. Needed help with a mortgage that is on my credit and the house has been sold for over 3 years. Sent information and nothing was done to resolve. My sales person was not sincere with getting this resolved and is no longer with the company. Now this mortgage company said they would take a buy out of 16000 to settle mortgage. Step1 didn't deliver! 

Jennifer N.'s profile image
Jennifer N. 
7 years ago

I am more than disgusted with this company. I have been paying for several months with no follow through or communication from this company. Now my credit score has dropped 61 points since last month. Empty promises to fix my credit. I can do better by myself. I hope anyone that deals with this company doesn't have the same experience that I have had. Expensive lesson learned!!! 

Andrew N.'s profile image
Andrew N. 
7 years ago

I have been charged $678.60 by Step 1 Credit and have nothing to show for it. They represent on their website they average 25 deletions per customer and say they have had 1 deletion on my bureaus in 7+ months - a representation I am in dispute. I want my money back given the numerous representations this company has made and where it has left me. I was promised a phone call last Friday back from Rita to resolve this matter and have heard nothing since...I am protecting myself accordingly through stat and federal regulatory a... read more

Marg B.'s profile image
Marg B. 
7 years ago

I'm a realtor and have personally used Step 1 Credit. I wanted a good credit repair company that I could refer my clients to for help. Step 1 Credit did a fantastic job for me so I felt comfortable referring my clientele to them for help. I have sent several of my clients to them and everyone has had a very good experience with them. 

Drew F.'s profile image
Drew F. 
8 years ago

Step1 credit has been great for me. They helped me credit so much and I will continue to work with them. 

Karrie S.'s profile image
Karrie S. 
8 years ago

I was referred to Step 1 Credit by my sister. I have had all the negatives deleted from my reports. I can now buy a home and am very happy I signed up with Step 1. 

DG's profile image
8 years ago

Step 1 Credit is very helpful and have really helped my credit. I have referred several friends and they all have had great results as well. I highly recommend them. 

Frequently asked questions about Step 1 Credit

How is Step 1 Credit rated?

Step 1 Credit has a 2.6 star rating with 88 reviews. 

When is Step 1 Credit open?

Step 1 Credit is closed now. It will open tomorrow at 8:00 a.m. 

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