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Prospect Home Finance

4.6

About this business

NMLS License: 365482 BRE License: 01779147 

Location details

875 Garnet Ave, San Diego, CA, 92109, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 6:00 p.m.
Tue8:00 a.m. to 6:00 p.m.
Wed8:00 a.m. to 6:00 p.m.
Thu8:00 a.m. to 6:00 p.m.
Fri8:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
4.6652 reviews
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Cory T's profile image
Cory T 
4 years ago

If I could give 0 stars I would. We started the refinance process with lots of good rate and cost promises. Jeanne Welton was our contact. She started out okay then was not returning calls promptly. Then I was told all looks great and the day before the lock date expires I get an email with another list of items needed. I sent many emails, calls and voicemails which were not promptly answered. Then I am told they can extend the lock date but it will cost me additional dollars and quite a bit more. Emailed the owner Jason Von... read more

Phyllis Jasso's profile image
Phyllis Jasso 
recommend  Recommended
4 years ago

Very informative & appreciate the great customer service! 

Business response:

Thanks so much, Phyllis! We're happy you had such a positive experience with us, and we really appreciate the review. 

Kathleen Kennedy's profile image
Kathleen Kennedy 
recommend  Recommended
4 years ago

I worked with Caitlin. She made the process easy. Always available to answer my questions. I highly recommend Prospect for your next refi! 

Business response:

Thanks so much for reviewing us, Kathleen! We're glad Caitlin could get your questions answered along the way. We appreciate the feedback! 

Robert P.'s profile image
Robert P. 
4 years ago

A complete clown show. Stay away..stay far away!! Some lowlights from my cash out refi that Prospect ultimately blew up: 21 days or less closing...how about 3 months of Prospect caused delays and negligence when papers were finally signed but then they didn't count and deal blew up Mistake after mistake causing delays. They apparently have never heard of a checklist to make sure everything that needs to be done gets done. Some examples: other parties wife had to sign papers but weren't informed until day before 1st scheduled... read more

Kari Lozano's profile image
Kari Lozano 
recommend  Recommended
4 years ago

very informative and really helped us through the process with ease. 

Faisca Drake's profile image
Faisca Drake 
recommend  Recommended
4 years ago

We had the pleasure of working with Coby for our refinance. He was very prompt, professional, thorough, and informative on each question we had asked of him. This is our second time working with Prospect Financial and we couldn't be happier. 

Andrew Boano's profile image
Andrew Boano 
recommend  Recommended
4 years ago

The communication process. Always replied with information. 

David Bowersox's profile image
David Bowersox 
recommend  Recommended
4 years ago

I want to let everyone know that Coby at Prospect Financial Group did an amazing job with my home refinance. He was incredibly knowledgeable at every step of the process and always responded quickly when I had any questions. He got me a great rate and I couldn't be happier that everything went so quickly and smoothly. Coby did a great job for me and I wholeheartedly recommend him to anyone purchasing a home or wanting to refinance! 

Elise O's profile image
Elise O 
4 years ago

I worked with Coby C. at Prospect Financial to refinance my house and he was super. He kept me in the loop - so I always knew what was happening. He responded quickly to my questions and worked with me to get everything that was needed - including a CalFirst issue. I would definitely recommend Prospect for any home loan to my friends and neighbors. Thanks Coby 

Frequently asked questions about Prospect Home Finance

How is Prospect Home Finance rated?

Prospect Home Finance has a 4.6 star rating with 652 reviews. 

When is Prospect Home Finance open?

Prospect Home Finance is closed now. It will open on Monday at 8:00 a.m. 

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