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Prospect Home Finance

4.6

About this business

NMLS License: 365482 BRE License: 01779147 

Location details

875 Garnet Ave, San Diego, CA, 92109, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 6:00 p.m.
Tue8:00 a.m. to 6:00 p.m.
Wed8:00 a.m. to 6:00 p.m.
Thu8:00 a.m. to 6:00 p.m.
Fri8:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
4.6652 reviews
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Bernie H.'s profile image
Bernie H. 
4 years ago

Told them multiple times to stop calling and yet day after day their robo caller dials my number. If you give it to them once, you will never get them to stop they are the worst and never will I do business with a firm like them. 

William W.'s profile image
William W. 
4 years ago

Worst experience ever! Wasted 4 months and $900, avoid them! Sorry but look at all the negative reviews... 

Holec's profile image
Holec 
4 years ago

I was getting 3 emails a day. After I filled application and confirmed all details over the phone with Stephan Keck there was no respond to numerous emails / calls. I called company and they hang up. It’s waste of time to deal with them. 

Business response:

Hi Jiri, I want to let you know that we sincerely apologize for any negative experience you had working with our company on your home finance, this was not our intention. Our team has looked into this situation very closely, and your Loan Officer has reached out to you to discuss further. Thank you for your time, and we are here to help with your loan once we have all required documentation. Take care. 

YAN G's profile image
YAN G 
4 years ago

This loan agency is not trustworthy and a waste of time. After I entered my info in zillow mortgage, my phone was bombarded by this agency from more than 5 loan officer..., which all did not give the best rate at the beginning, so I went with another loan agent who give the rate and kept his word. So I am in process to close with the other agent, when another prospect loan officer Nick Danese (NMLS# 1880270) called me and said he sure can beat my current rate by a good margin. I was cautious but still gave him my info, he st... read more

Willie G's profile image
Willie G 
4 years ago

I needed to write a raving review on the customer service this company offered me, Russell was great he walked me thru the process, had all the paperwork completed in a timely manner, the paperwork looked good, I would recommend this company to anyone looking to refinance very professional and quick access to the loan officer in all due respect Prospect did a great job in completing my paperwork, Thanks again Russell. Regards Willie G. 

Kathy Ruhland's profile image
Kathy Ruhland 
4 years ago

Worst managed company ever. Robocalls never end even though I have blocked ever number they have contacted me from. I initially contacted Jason V. Supposed Owner? Someone else followed up, understandable. I was told I clearly do not qualify. The calls, emails and texts just won't stop now as they keep trying to solicit my business. I even spoke to someone to put me on their do not call list and they politely agreed. I know some of this is a part of doing business in today's atmosphere, but they are OVER the top making them l... read more

Business response:

Hi Kathy, we sincerely apologize for any unwanted marketing. I want to make sure we opt you out ASAP. I've sent a private Yelp message, asking for the right phone # to remove, and we'll do so promptly following your response. Thank you. 

Jeffrey S's profile image
Jeffrey S 
4 years ago

I worked with Victor B**** Loan forms repeatedly listed the wrong interest rate and the wrong loan amount. Surprise charges also kept showing up. It was up to me to notice and correct the figures, which sometimes didn't get corrected. I don't know if it was dishonesty, incompetence or both. Whatever the case, by the end of the process, I had zero trust, and moved on. 

Larry Matz's profile image
Larry Matz 
recommend  Recommended
4 years ago

Service was fast, easy and professional. They delivered what they advertised. Caitlin was professional and friendly while staying on top of the process. Probably the easiest REFI I've ever done. 

Business response:

Thanks for the review, Larry! We appreciated the chance to work on your refi, and we'll pass this feedback on to Caitlin as well. Have a great week! 

Cory T's profile image
Cory T 
4 years ago

If I could give 0 stars I would. We started the refinance process with lots of good rate and cost promises. Jeanne W***** was our contact. She started out okay then was not returning calls promptly. Then I was told all looks great and the day before the lock date expires I get an email with another list of items needed. I sent many emails, calls and voicemails which were not promptly answered. Then I am told they can extend the lock date but it will cost me additional dollars and quite a bit more. Emailed the owner Jason V**... read more

Frequently asked questions about Prospect Home Finance

How is Prospect Home Finance rated?

Prospect Home Finance has a 4.6 star rating with 652 reviews. 

When is Prospect Home Finance open?

Prospect Home Finance is closed now. It will open on Monday at 8:00 a.m. 

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