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Gem Financial

3.4

About this business

We are the financing arm of a Buy Here Pay Here operation. GEM Financial provides auto loans to clients that have no credit or poor credit. 

Location details

3211, 3418 W Broadway, Council Bluffs, IA, 51501, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
3.4104 reviews
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Dustin Harbeck's profile image
Dustin Harbeck 
recommend  Recommended
4 years ago

Great Company to go through. I bought a vehicle and financed through them and they are very helpful. However, the vehicle I bought isn't the best, and with the vehicle having only 86,000 miles, and a Camshaft went out in it, lately they have been answering very rudely, with blunt responses when I am on the phone with them (they treat you as if you are going to skip out on payment or they do not want your business any longer even with my early payments lately) Still a great company to finance through, and they aren't responsi... read more

Business response:

Dustin, we pride ourselves on offering exceptional customer service and we're sorry if you've experienced anything less! We are always happy to help. Give us a call today! 

Ty Addison's profile image
Ty Addison 
recommend  Recommended
4 years ago

I love Gem and recommend to anyone! I’m a college student and didn’t have a lot of money to purchase a new vehicle after my accident. Gem worked with me and made a payment that fits my budget! After some car troubles they came to save the day again. They will always work with you and are very kind on the phone. 

Business response:

Thank you Tyler!! Happy to have you apart fo the GEM Fam! 

Tina Argo-Life's profile image
Tina Argo-Life 
recommend  Recommended
5 years ago

Gem has always worked with me when my husband was laid off last year then just recently. Thank you Gem financial for my new car! 

Brendee Harwell's profile image
Brendee Harwell 
recommend  Recommended
5 years ago

Friendly and understanding they have always helped me out no matter what the situation was 

Lisa Hurst's profile image
Lisa Hurst 
recommend  Recommended
5 years ago

Very pleased! I purchased a vehicle and GEM financed the car. A month after I purchased the car I had an engine issue. Emily Williams, my account advocate, was very VERY helpful, even when I was a bit irate. She held her cool and made a VERY infuriating situation tolerable. Even though I was being rude, she could see I was just upset and did EVERYTHING she could to make the situation better, and calmed me down in the process! Throughout the entirety of my situation she followed up with me, even when the dealership didn't. Em... read more

Tim Crabb's profile image
Tim Crabb 
recommend  Recommended
6 years ago

I recommend them to all my friends 

Jaime DeFore's profile image
Jaime DeFore 
7 years ago
Mark Vincent's profile image
Mark Vincent 
8 years ago
Trina Thompson's profile image
Trina Thompson 
10 years ago

Frequently asked questions about Gem Financial

How is Gem Financial rated?

Gem Financial has a 3.4 star rating with 104 reviews. 

When is Gem Financial open?

Gem Financial is open now. It will close at 6:00 p.m.  

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