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Zap Credit Solutions
- Debt Relief Services
- McAllen, TX
About this business
Providing credit repair services, credit consulting services, credit score increase, identity theft, credit management and guidance in purchasing a car and house.
Location details
2105 N 10th St B, Ste B, McAllen, TX, 78501, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 6:00 p.m. | |
| Tue | 9:00 a.m. to 6:00 p.m. | |
| Wed | 9:00 a.m. to 6:00 p.m. | |
| Thu | 9:00 a.m. to 6:00 p.m. | |
| Fri | 9:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
I was in the process of rebuilding! I had a 30-day late payment to Bank of America from May of 2019 due to being out of the state I live in due to a family emergency. My mother experienced a life changing injury and was in a trauma center for over a month. During this time, I inadvertently overlooked making my BOA payment. I explained this in a Goodwill letter I sent and was surprised that I immediately got a call stating they would investigate it. I was told to give them two to three days, as they would need time to review ... read more
Hi all! First things first this forum has been nothing short of amazing to find! Had gotten serious about rebuilding my credit and getting it back on track the last couple of months. I am going to have to relocate for work in October so I want to make sure I have a credit score that meets minimums to be qualified for a mortgage. My loan officer has told me I need a minimum of a 580 but Ideally at least a 620 to have a better DTI ratio. Last month I had 10 collection accounts that were with the following collection agencies, ... read more
Hi! My name is Raymond Basham, I live in New Jersey. My score has been stuck between 579 and 583 for three years. I have several lates on my report which consist of mortgage, student loans, car loan with DoFD in April 2019 and filled my BK7 5/30/19. I almost have to get my score up, but it never budges. I was able to employ the service of PINNACLE CREDIT SPECIALIST who helped me fix my credit report back to normal and increased my credit score to an excellent score within 9 days. He also paid all the late payments on my cred... read more
Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of bad credit report that made my life miserable, I had 2 months late actually, I missed the 3/20 payment entirely, and paid the 4/20 payment on 4/27, after the late hit my credit report. I woke up that morning and it had dropped-100 points. I needed to get rid of it from my report. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative entries removed... read more
PINNACLE CREDIT SPECIALIST remains the best credit expertise I have known. I had a mortgage loan on my credit report and 4 CC and AAoA 7.5yrs. I filed bankruptcy 5 years ago and settled with all of these. My credit score was EX-541, TU-564, EQ-591. My attention was called that they are still on my reports I recently got referred by my wife to hire PINNACLE CREDIT SPECIALIST which I did, and he helped me fix my credit and increase my credit score to EQ-808, EX-802, TU-805. I recommend PINNACLE CREDIT SPECIALIST to anyone that... read more
Years ago, as part of my divorce I granted my ex-wife the house that we bought together while married and she assumed responsibility for it. At some point she started paying her mortgage late and that eventually found its way to my credit report (some company called PHH). Since it had nothing to do with me, I disputed the account and submitted my divorce decree that clearly shows she assumed responsibility and I no longer have any interest in the house etc. the dispute was denied and come back verified. Frustrating since I h... read more
I’ve come to the point in my life where I realize the importance of having good credit. So, this year, when I received my tax return, I made it my goal to rebuild my credit. I’m very happy that I contacted PINNACLE CREDIT SPECIALIST. I had one credit card with a high balance, and it was through Synchrony Bank (PayPal credit card). I was always on time for payment but paid the minimum due monthly. I went from a balance of $700 to $515. Then, they lowered my CL from $900 to$530, putting me at a 97% credit utilization rate and ... read more
I have a couple collection accounts that I want to get removed... I was going through a divorce and lost track of certain bills/paperwork. Also, I have completed student loan rehabilitation on my six student loans that went into default. I have been making on time payments with the new provider, but the old loans remain as closed/transferred with the negative payment history on them. Shouldn’t they be deleted since the same loans are now with a new loan provider? It is essentially duplicated reporting them, right? I am plann... read more
Hello, I’ll start off by saying I had a rough past and made financial and life missteps in my 20s. I’m in my 30s now. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on Quora I decided to give them a trial. And believe me when I say they were up to the task as they cleared my old debts off my credit report, overnight one that was almost 6 years old suddenly disappeared. My report is squeaky clean. My scores went up from 400 to 800... read more
Frequently asked questions about Zap Credit Solutions
How is Zap Credit Solutions rated?
Zap Credit Solutions has a 4.7 star rating with 504 reviews.
When is Zap Credit Solutions open?
Zap Credit Solutions is closed now. It will open at 9:00 a.m.
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