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Zachary Taylor-Commerce Home Mortgage, Inc.

4.9

About this business

Specialties Mortgage Financing History Established in 1983. I have been in the mortgage business for over 25 years. Meet the Business Owner Zachary T. Business Owner NMLS #315344. CA BRE #01147478. This is the bottom line: The best loan terms that fit the client's situation and needs that can be closed within the required time frames." This has been my mantra for many years. During this time of tougher underwriting and frequently changing guidelines and regulations, I am the borrower's advocate to make sure the loan closes s... read more

Location details

2211 Encinitas Blvd #218, Ste 218, Encinitas, CA, 92024, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 10:00 p.m.
Tue7:00 a.m. to 10:00 p.m.
Wed7:00 a.m. to 10:00 p.m.
Thu7:00 a.m. to 10:00 p.m.
Fri7:00 a.m. to 10:00 p.m.
Sat7:00 a.m. to 10:00 p.m.
Sun7:00 a.m. to 10:00 p.m.
4.981 reviews
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Ezinne Queeneth's profile image
Ezinne Queeneth 
recommend  Recommended
4 years ago

This may be inappropriate here but I have been looking for a resourceful investment to make, and after so many failed trials, I have been able to secure a proper investment which I have benefited from, and it would be wrong to keep it to myself while others can benefit as well. I have been able to secure a lot for myself in less than a month with the help of Mr. Zaheer Eedris. He is a Binary and Forex broker. I started with a minimum investment of $500 and earned $6,500 within 7 days. Most of you might think it's a joke, but... read more

Paula Lemkuil's profile image
Paula Lemkuil 
recommend  Recommended
4 years ago

If you need a RE Loan, I can’t say enough about Zach and his team! Closed my loan under 30 days and communicated so well each step of the way. I was SO impressed and so happy that I was referred to him by my Realtor. Zach’s knowledge, integrity, and customer service put him in a class above the rest. I highly recommend him and hope I can send him many referrals in the future. 

Joey August's profile image
Joey August 
recommend  Recommended
4 years ago

Zach is very knowledgeable and personable and made a very unknown and stressful process seem simple, comfortable, and put us at ease throughout the entire journey. Definitely recommend Zach to anyone as his approach and wisdom will really help you understand your options and together you will reach the perfect decision for you and your situation. He also will continually monitor the market and advise you when the time is right to re-examine your loan - this proactive approach has already saved us big time! 

Connie Garcia's profile image
Connie Garcia 
recommend  Recommended
5 years ago

Zachary has been overall great to work with. He's very knowledgeable and professional while keeping a personal touch on making it customize to meet our needs. He's not pushy, in fact he makes the information easy to understand as he puts together a well polished package to present which helped to be confident in making decisions regarding our first home purchase. He was proactive in anticipating things we needed to address closing on time. He's maintained contact with us throughout the years. We definitely value his opinions... read more

Paul Stephens's profile image
Paul Stephens 
recommend  Recommended
6 years ago

Zach was a pleasure to work with. We have refinanced our home a couple times before and this experience was by far the least stressful of them all. Zach thoroughly explained the process and how he works (think integrity), got us a great rate, gave me a list of needed items and that was it, he did the rest. His team is on point and really knows what they are doing and we closed the loan in less than a month. If I ever refinance again I will go with Zach and his team again without thinking twice. 

Ross Wood's profile image
Ross Wood 
recommend  Recommended
6 years ago

Zach refinanced my mortgage and I was very impressed with the rate and fantastic service I received from Zach and his team. Hands down the best mortgage broker I've ever worked with! 

Laura McGee's profile image
Laura McGee 
recommend  Recommended
6 years ago

I have had the opportunity as a divorce mediator to refer a number of clients to Zachary over the years and he offers the most prompt, professional and thorough service of any other mortgage broker I've ever referred clients to. I don't even bother referring to anyone else anymore as he's hands down the best in the biz. 

Kimberly Rible's profile image
Kimberly Rible 
6 years ago

Highly recommend!! I bought my first home in 2004. Fast forward to 2018, 14 years later, and the lending business is vastly different. So, thank goodness for Zach Taylor! I am very detailed and had many questions throughout the process. Zach was patient, responsive, and diligent. He made several suggestions, prior to pre-approval, that were extremely valuable and resulted in us getting the best pre-approval and, ultimately, the best loan and interest rate. In fact, the whole team at Commerce Home Mortgage worked cooperativel... read more

William Roberts's profile image
William Roberts 
6 years ago

Zach was fantastic! My wife and I met Zach at an open house with our realtor about 9 months ago and our relationship initially started with him advising us of our VA benefits and the options available to us. He was knowledgeable and explained the entire thing step by step. He was never pushy, nor did we feel like he was ever trying to sell us. It was basically a friendship that had an added perk of when we were ready to buy our house, Zach was our guy. He and his team helped us close our VA loan in record time and were there... read more

Frequently asked questions about Zachary Taylor-Commerce Home Mortgage, Inc.

How is Zachary Taylor-Commerce Home Mortgage, Inc. rated?

Zachary Taylor-Commerce Home Mortgage, Inc. has a 4.9 star rating with 81 reviews. 

When is Zachary Taylor-Commerce Home Mortgage, Inc. open?

Zachary Taylor-Commerce Home Mortgage, Inc. is closed now. It will open at 7:00 a.m. 

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