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United Wholesale Mortgage - Troy, MI

4.1
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About this business

Location details

1414 E Maple Rd, Troy, MI, 48083, United States

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WeekdayScheduleStatus
Mon8:05 a.m. to 8:00 p.m.
Tue8:05 a.m. to 8:00 p.m.
Wed8:05 a.m. to 8:00 p.m.
Thu8:05 a.m. to 8:00 p.m.
Fri8:05 a.m. to 8:00 p.m.
SatClosed
SunClosed
Review Performance in the last  
6 months
4.12,937 reviews
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Dovia C's profile image
Dovia C 
2 years ago

If I could give the NEGATIVE 5 Stars , I would absolutely do it! WITHOUT HESITATION!! This "Mortgage Company" has the most unprofessional and incompetent employees on their team!! They're handling homes that are not even within their state jurisdiction. Better yet, not even in their state! The house we are currently in the process of buying, In CALIFORNIA , has had us out of a place to stay for the past 3 weeks. We were supposed to receive the keys to our new home 2 weeks ago & they are still pushing off all their emails and... read more

Business response:

Hello, I apologize that you did not have a desirable experience with your loan origination process. Please understand that as a wholesale lender, independent mortgage brokers submit loan applications to UWM for underwriting and closing. UWM does not have mortgage brokers that work directly for UWM. We would be happy to look into your file further and assist, but would need additional information in order to do so. Please contact consumeradvocate@uwm.com and provide your loan number, property address and more information reg... read more

TG's profile image
2 years ago

I have called, emailed, chatted and used the message center. No one can help me and everyone gives me the run around. UWM had the incorrect parcel number listed for my home and paid someone’s property taxes with my money. They are refusing to give me a refund for something that was their fault. How does UWM have the lowest rates? It’s because they steal from their customers. 

Business response:

Hello, I am sorry to read that you have encountered any challenges working with UWM. Unfortunately, enough information was not provided to locate your account. Will you please contact our Consumer Advocate Team at consumeradvocate@uwm.com and provide your property address and account number? Once we have that information we will be able to review further and assist. We look forwarding to hearing from you and working to resolve your concerns. Thank you, UWM Consumer Advocate 

Sara G.'s profile image
Sara G. 
2 years ago

I am beyond frustrated with this company. I set up autopay on my mortgage and for some mysterious unknown reason even though the account information is all correct this payment keeps getting rejected. They are telling me my bank is reversing it and my bank is saying they are not receiving any request. Have spent a ridiculous amount of time on the phone trying to resolve only to have them freeze my payment options and now will only accept a mailed certified check. None of this was my fault and they are making me jump through ... read more

Business response:

Hello, we were able to locate your account based upon the information provided. We take all matters seriously and have started to review your concerns to find a resolution. Given the public nature of these posts, we will reach out to you directly to provide more specifics and the documentation. If you have any questions in the meantime, please contact us at consumeradvocate@uwm.com. Thank you, UWM Consumer Advocate 

Matt O.'s profile image
Matt O. 
2 years ago

I have loved having my loan at UWM. Their online system is easy. I closed my loan in about 10 days. The process seemed really simple. I would recommend UWM as a mortgage lender as I have had a few loans with them 

Business response:

Hello, thank you for your kind comments. We appreciate your business and look forward to servicing your loan. UWM Consumer Advocate. 

Anna B's profile image
Anna B 
2 years ago

I'm a new UWM customer - came to them by refinancing through a broker. The mortgage servicing website is beautiful and intuitive. It was seamless to set up monthly autopay. The amortization calculator is set up in a way that is approachable and made me want to learn more (It shows you a slider to toggle the impact in months removed from your mortgage of adding $10-250 a month to your mortgage payment, or you can see the impact of a lump sum payment). I was also easily able to connect my mortgage into mint.com to see the big ... read more

Business response:

Hi Anna, we are happy that you are satisfied with our website features. Thank you for being a UWM client. We appreciate your business and you working with a broker to obtain your mortgage loan. Thank you, UWM Consumer Advocate. 

Max R.'s profile image
Max R. 
2 years ago

Never go with them. We had a very bad experience with them. I bought a house in March 2021, paid the first mortgage and we set up an automatic payment with the LLC account. Two months later I looked at my credit score and it was down 200 points because United Wholesale Mortgage reported a missed payment even though we set up an automatic payment. After that, I called them and they explained that they were cancelling the automatic payment a day after we set it up. Of course, they did not send us an email or mail about it. The... read more

Business response:

Hello, we were able to locate your account based upon the information provided and determined that several letters were mailed to the address on record regarding the automatic payment cancellation. Given the public nature of these posts, we will reach out to you directly to provide more specifics, documentation and to verify the address we have on record. If you have any questions in the meantime, please contact us at consumeradvocate@uwm.com. Thank you, UWM Consumer Advocate 

J Colleen B's profile image
J Colleen B 
2 years ago

I have had a very similar experience as Patricia below. I'm trying to set up biweekly payments. I talked to two different customer service representatives and both gave me instructions on what to do and I followed them exactly. The second one told me to pay off the next month's payment by the 19th, which was not easy to do but I did it and to email the application and a voided check to the call center address. I did that, waited a week, and when I called I was told that my application was rejected because I hadn't included a... read more

Business response:

Hello, I am sorry to read that you have been dissatisfied with UWM in any way regarding the set up process of bi-weekly payments. We would like to understand more about your concerns and assist in resolving, but need additional information in order to do so. Please reach out to our Consumer Advocate Team at consumeradvocate@uwm.com and provide your account number, property address and details regarding your concerns. We hope to hear from you soon. Thank you, UWM Consumer Advocate. 

MV's profile image
2 years ago

I'm cringing at this point because I'm in the process of refinancing with this company and the underwriters are just horrible this is being dragged on for so long its been 3 MONTHS! after reading some review I should just refinance with someone else and pull the plug on this! 

Business response:

Hello, I am sorry to read that you have been dissatisfied with UWM in any way. We would like to understand more about your concerns and see what we can do to help. Given the public nature of these posts, we will reach out to you directly to provide more specifics and the documentation. If you have any questions in the meantime, please contact us at consumeradvocate@uwm.com. Thank you, UWM Consumer Advocate. 

Howard H's profile image
Howard H 
2 years ago

I took out a mortgage with UWM back in October of 2020. The first payment was in Nov 2020. No escrow was setup at the time the loan was originated. I made a request in December for an escrow account to be created, but received no confirmation or communication back from UWM. When the property taxes came due in December, I sent a check in to be sure they were paid on time. Subsequently and without communication to me, UWM sent a check as well. My check was cashed by Marin County. The Tax Collector has told me they did not cash... read more

Business response:

Hello, I am sorry to read that you have been dissatisfied with UWM in any way and your experience is not reflective of the service we strive to provide. We were able to locate your account based on the information you provided. Given the public nature of these posts, we will reach out to you directly. If you have any question in the meantime, please contact us at consumeradvocate@uwm.com. Thank you, Consumer Advocate Team. 

Frequently asked questions about United Wholesale Mortgage

How is United Wholesale Mortgage rated?

United Wholesale Mortgage has a 4.1 star rating with 2,937 reviews. 

When is United Wholesale Mortgage open?

United Wholesale Mortgage is open now. It will close at 8:00 p.m.  

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