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Southern Michigan Bank & Trust

4.2

About this business

Southern Michigan Bank & Trust offers a range of personal and business products and services. It offers various types of mortgages that include bare land and commercial and residential construction mortgages. The bank also offers a range of trust and investment services that include wealth transfer planning, estate settlement, charitable gift planning, and institutional and personal custody. Additionally, it offers a range of commercial lending products that include lines of credit and small business administration loans. It... read more

Location details

51 W Pearl St, Coldwater, MI, 49036, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 7:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 7:00 p.m.
Thu9:00 a.m. to 7:00 p.m.
Fri9:00 a.m. to 7:00 p.m.
Sat9:00 a.m. to 12:00 p.m.
SunClosed
4.282 reviews
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Mike Here's profile image
Mike Here 
6 years ago

I have had accounts with SMB-T since forever. Now they start charging a $7 fee for going below their minimum balance and it only has to be ONE day during the month. Other places are getting away from fees but they re adding them. Time to find new financial institution. 

Linda White Clements's profile image
Linda White Clements 
recommend  Recommended
6 years ago

SMB&T has been my bank since I moved to Coldwater from Cincinnati in 2006. They provide excellent financial services! 

Raymond J Pontoni's profile image
Raymond J Pontoni 
6 years ago

stop changing how to I enter my account 

Dorothy Duncan's profile image
Dorothy Duncan 
6 years ago

No I can't say that can recommend them for my friends now. 

Richard Roberts's profile image
Richard Roberts 
6 years ago

Account canceled as of 8-13-19 and not like they cared one bit. less then 24 hours below the limit and get $7 stolen from me, then get told pretty well deal with it on the phone so good bye. I hope $7 was worth the almost $1200 I took out, what a brain dead business decision! Here's calibrating Camden closing and hopefully all gone will follow. PS, go to FSB and get no fees. 

Jasmine Smeltzer Walker's profile image
Jasmine Smeltzer Walker 
6 years ago

******UPDATE****** as of 3/26/19 1st of all I'm not to down or talk badly about this... Just want to give an honest review for customers like me.. it just shows how "greedy" this financial institution has become when they literally take the last few dollers out of my account for their service charge.... currently in the middle of transferring my accounts to another Financial institution.( It's definitely not easy after having this account for YEARS!) Mind you I loved this bank at 1 point.... I worked here, I have been bankin... read more

Jasmine Smeltzer Walker's profile image
Jasmine Smeltzer Walker 
6 years ago
Nick Oswald's profile image
Nick Oswald 
6 years ago

Stop offering perks and be a bank. The new checking accounts are nothing but a ripoff to your customers. Most people have these perks either from work, credit cards, etc. By moving ahead with these programs, you show you are only interested in fees. People need to wake up and see what's going on. 

Roberta Watson's profile image
Roberta Watson 
7 years ago

A big thanks goes out to Krista Thorne for helping my brother, sister, and I with paperwork after our mom passed. She endured are multiple questions and requests. Thank you! 

Frequently asked questions about Southern Michigan Bank & Trust

How is Southern Michigan Bank & Trust rated?

Southern Michigan Bank & Trust has a 4.2 star rating with 82 reviews. 

When is Southern Michigan Bank & Trust open?

Southern Michigan Bank & Trust is closed now. It will open tomorrow at 9:00 a.m. 

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