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Sierra Pacific Mortgage

4.9

About this business

Sierra Pacific Mortgage provides quality mortgage lending services throughout the United States. Equal Housing Lender and NMLS #1788. 

Location details

950 Glenn Drive Pro Shop, Ste 240, Folsom, CA, 95630, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 5:00 p.m.
Tue8:00 a.m. to 5:00 p.m.
Wed8:00 a.m. to 5:00 p.m.
Thu8:00 a.m. to 5:00 p.m.
Fri8:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
4.9615 reviews
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Linda R's profile image
Linda R 
2 years ago

I would not ever recommend doing business with Sierra Pacific Mortgage. The person I was working with during the purchasing process continually checked in with me to tell me the amount due on the day of closing and making sure I had that amount. On the day of closing, the amount went up by $50.00 first. Not a big deal. Then, the price went up several hundred dollars. Then, the price went up $4,600.00. This was all within one hour after months of telling me the closing amount. There is no way a person such as myself can check... read more

Business response:

Hello - There are legal requirements to remove the *** from a loan. the standard practice is a new appraisal to be requested. A letter of explanation was sent to the client by the servicer of the loan on March 23, 2022 advising the client of a new appraisal to establish the current property value and loan-to-value . There was a change of loan servicer from DMI to PHH in 2021. Notifications were sent then, we apologize for the inconvenience. 

Angela B's profile image
Angela B 
2 years ago

Stay away!! This company will lead you on and the day before or the the day of closing, they will intentionally try to sabotage the deal. They ask for all kinds of information ( which is understandable considering its for a mortgage) however there always seems to be something come about the information the day before or after leaving home buyers in a scramble. 3 days before closure, I specifically asked loan officer how everything was looking and was told everything looked great. That day, Thursday, I signed the sale of my h... read more

Mark M's profile image
Mark M 
2 years ago

Run away from this company as fast you can. Do not even entertain the idea of working with them. My brother was a super shady **** Estate Agent and at the time we bought our house I trusted him to do the loan. He set up these jokers. Well 5 years later my brother did almost a year in jail for stealing and I am left to deal with this incompetent and corrupt organization. If there is a mistake they will make it. If there is a business ethical line to cross, they will cross it. 

Mark L.'s profile image
Mark L. 
3 years ago

If you can avoid Sierra Pacific Mortgage, do it. My mortgage payment was recently increased $400.00 dollars. I called and spoke to an employee who told me it was a tax increase. I checked with Riverside County and my taxes had increased, $twenty-four dollars. I called Sierra Pacific Mortgage company again and as I was told what I now knew, as the employee tried to tell me it was a tax increase, she allegedly looked into it for a few minutes and replied, It is a ***************. I called my HOA office and that was incorrect. ... read more

Ariga I's profile image
Ariga I 
3 years ago

Stay away from this mortgage company. they have the absolute worst customer service, I mean I can’t begin to tell you how exhausting the experience of dealing with the customer service is. I switched my insurance company from Allstate to farmers a couple months ago and provided them with all proof of insurance, with when all state ended and farmers began, I called the insurance department which happens to have the dumbest of all customer service reps and explained to them several time how I switched insurance they kept sendi... read more

Caroline T's profile image
Caroline T 
4 years ago

This company has the worst customer service by far. They refuse to acknowledge their mistakes and in their response to me indicated that 4 hours hold time for a customer to reach a representative was acceptable. They would like you to believe that long hold times are "due to COVID" but they have had long hold times since they bought our mortgage last year. Now to the reason for my having to wait 4 hours on hold on one day and a total of 9 hours on hold over multiple calls to finally resolve a problem they created. We had to ... read more

Business response:

This has been received and is under review with our servicing department to investigate and respond. 11-4-2020 

Anonymous's profile image
Anonymous 
4 years ago

I went to this company because I heard a good review on Hugh Hewitt. I called and started working with Alfonso Jr, he was very vague about how much it was going to cost, I was very disappointed on the price but I did get my loan. The appraiser came in gave me fair market Price stayed for about an hour and a half measured everything and looked at everything I was pleased with the home price. Fast forward eight months later I get a notification saying somebody check my credit report. It was Alfonso from Sierra Pacific mortgage... read more

Business response:

As a Sierra Pacific Mortgage Company customer, you should expect to receive outstanding service from our team. That is why we were especially disappointed and sorry to the processing of your recent loan transaction did not meet your expectations. Mr. C******* prides himself on providing outstanding service and were delighted that you confided in him and Sierra Pacific Mortgage to become a returning customer. He and his manager appreciate the feedback and opportunity to review and improve our service levels. While we understa... read more

Frequently asked questions about Sierra Pacific Mortgage

How is Sierra Pacific Mortgage rated?

Sierra Pacific Mortgage has a 4.9 star rating with 615 reviews. 

When is Sierra Pacific Mortgage open?

Sierra Pacific Mortgage is closed now. It will open at 8:00 a.m. 

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