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Independent Bank

3.7

About this business

Specialties When we opened our doors in 1998, we decided to take a different approach to banking. It wasn't all about numbers. i-bank was built for you because you deserve a trustworthy partner -- for your needs today, and your dreams tomorrow. So, in addition to offering all the traditional banking products like checking, savings, and loans, we try to put ourselves in your shoes, anticipating the services and amenities that would make your life less complicated. We are a full-service bank offering an array of financial serv... read more

Location details

1711 Union Ave, Memphis, TN, 38104, United States

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WeekdayScheduleStatus
Mon7:30 a.m. to 6:00 p.m.
Tue7:30 a.m. to 6:00 p.m.
Wed7:30 a.m. to 6:00 p.m.
Thu7:30 a.m. to 6:00 p.m.
Fri7:30 a.m. to 6:00 p.m.
SatClosed
SunClosed
3.774 reviews
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Tony Reed's profile image
Tony Reed 
5 years ago

After several headaches and crazy fees we are done now and forevermore with Independent. Except to warn all that we can not to use this bank. I will be going to the car dealer we used and warn them of the experience we had with this bank and what it could do to their business if they continue to use them. I don't recommend anyone use this bank. 

Rong Qi's profile image
Rong Qi 
5 years ago

I cannot believe it is U.S.A. in 2018. We moved out of Memphis and decided not to close Independent bank. However, I was told I could not do wire transfer online or over the phone. We have to drive back to Memphis in person to do wire transfer and if I decide to withdraw money from Independent bank to my other bank accounts, the check will be hold for 11 days to clear. 

Jim Cobb's profile image
Jim Cobb 
5 years ago

You guys sure got a lot of CYA going on in the auto loan dept over there... 

Katrina Reed's profile image
Katrina Reed 
5 years ago

Worst bank I have ever dealt with. Never. Ever. Again. 

Celeste Worthy's profile image
Celeste Worthy 
5 years ago

I totally agree with everyone about this bank being the worse. You are still charged a $1 convenience fee even when you pay your payment 18 days before due date! I am paying my loan off early so I won't have to deal with this bank anymore! 

Misty Brown's profile image
Misty Brown 
5 years ago

This is absolutely the worst bank I have ever dealt with. If someone offers you you a car loan from this bank, RUN LIKE HELL! This bank obviously uses deceptive business practices and totally ignores any request for information. 

Brian Rachuba's profile image
Brian Rachuba 
5 years ago

This is one of the worst business’s I have Had the displeasure of dealing with. If you lose your coupon book they will refuse to send you a new one, then you have to make payments over the phone which cost $50.00 to do. If you switch your Auto insurance policy they will claim that you didn’t send them the new policy( even if you did twice), so they can buy an outrageously priced policy, add that fee to your loan, and charge you a $299 NON REFUNDFABLE administrative fee, which they also add to your loan. Needless to say Bye B... read more

Brittany Nicole's profile image
Brittany Nicole 
5 years ago

Cost $15 dollars to make an online payment or by phone, ABSOLUTELY THE WORST CUSTOMER SERVICE IVE EVER HAD... I can’t even believe I have to deal with these people! I am Refinancing the truck I just purchased to get away from this terrible company, I was talked to like an idiot and treated like a major inconvenience! I’m sorry but people are trying to pay their loans! Don’t be a dick about it! Sorry to inconvenience these people, but I was under the impression that this was there job since they are answering the phones for t... read more

Christopher Glenn Flanagan's profile image
Christopher Glenn Flanagan 
5 years ago

Frequently asked questions about Independent Bank

How is Independent Bank rated?

Independent Bank has a 3.7 star rating with 74 reviews. 

When is Independent Bank open?

Independent Bank is closed now. It will open on Monday at 7:30 a.m. 

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