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First Choice Lending Services, LLC
- Mortgage Lenders
- Nashville, TN
About this business
This company offers mortgage lending services.
Location details
51 Century Blvd # 111, #111, Nashville, TN, 37214, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 8:00 a.m. to 7:00 p.m. | |
| Tue | 8:00 a.m. to 7:00 p.m. | |
| Wed | 8:00 a.m. to 7:00 p.m. | |
| Thu | 8:00 a.m. to 7:00 p.m. | |
| Fri | 8:00 a.m. to 7:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
Google reviews (290)
DO NOT DO BUSINESS WITH THIS COMPANY!! They pre-approved us for a conventional home loan, so we started looking for homes with that price range, found one, they approved our loan with conditions and we met those conditions then they started asking more and more and kept pushing the close date back. We had to extend the contract 3 times with the seller, they either didn't have enough p and l statements from me (which i provided 2 years worth along with our taxes for 2 years) or they had to have my husbands company break down ... read more
Business response:
I'm sorry you had this experience, we never intended for the loan process to take as long as it did, but we did everything we could to try and get you into this home. Per guidelines we pre-approved you based on your 2019 & 2020 income, once we received your P&L for 2021 your income had reduced by 50% and we were no longer able to use that income and we had to deny the loan. We kept fighting for you and came up with an idea to try and save the loan. We discussed removing you from the loan to try and approve the loan in your h... read more
First Choice Lending was Great. Bruce K**** and Steve S****** went above and beyond to help us. I would highly recommend this company.
Business response:
Thanks for the kind words Mr. ******. I know the loan was tough with it being a repair escrow but no doubt you will make the house so much nicer and into your home. Thanks for trusting us to help.
Our experience with this company was horrible, they wasted our valuable time and effort with their bait and switch tactics. We were originally quoted a lower interest rate after they ran our credit rating and financial information and were quoted $3,500 in closing cost. When we received our paperwork to sign it had completely different numbers on it the interest rate had doubled and closing cost were $8,700. If we had not read the paperwork and simply done the e sign like we were requested to do we would have never know unti... read more
Business response:
Thank you for bringing this to our attention. The loan officer who prepared the Loan Estimate is new out of college and did not know that the title insurance was too high and there should be no transfer state tax stamps (purchase only). With those not in the equation the closing costs were a total of $3192.40. The title insurance being incorrect and transfer taxes being on the LE would had been caught in underwriting but it's a valuable lesson to new loan officer. To address the rate. I'm showing a rate of 3.75% fixed for a... read more
Frequently asked questions about First Choice Lending Services, LLC
How is First Choice Lending Services, LLC rated?
First Choice Lending Services, LLC has a 4.9 star rating with 293 reviews.
When is First Choice Lending Services, LLC open?
First Choice Lending Services, LLC is closed now. It will open on Monday at 8:00 a.m.
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