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Arkansas Federal Credit Union

4.2

About this business

Experience the Arkansas Federal difference. We focus our energy on providing excellent service and returning value to our members in the form of competitive rates on loans and deposits. We have 20 convenient locations and members have access to more than 30,000 surcharge-free ATMs. Join our 135,000+ member-owners. All Arkansans are welcome! 

Location details

17500 Cantrell Rd, Little Rock, AR, 72223, United States

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WeekdayScheduleStatus
Mon8:30 a.m. to 5:00 p.m.
Tue8:30 a.m. to 5:00 p.m.
Wed8:30 a.m. to 5:00 p.m.
Thu8:30 a.m. to 5:00 p.m.
Fri8:30 a.m. to 6:00 p.m.
SatClosed
SunClosed
4.2125 reviews
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Chandler R's profile image
Chandler R 
9 months ago

Never obtain a loan through AFCU! They have repeatedly made errors with my account, including adding fees and increasing my payments without any notifications or contracts. All of my payments have been made on time, and my vehicle has been properly insured since the day it left the lot. Nonetheless, they added a CPI fee of $2,900, raising my payment by over $400 a month. Even after acknowledging that they lost the copy of my insurance, they did not remove the entire fee, resulting in my monthly payment still being higher tha... read more

Shelia W's profile image
Shelia W 
10 months ago

0 stars! My son had a loan with afcu. His truck burned on August 8th 2024. His insurance covered it and the GAP insurance covered the rest except afcu said that since he didn’t make a payment on August 18, on a totalled truck which they knew about because the insurance had reached out to them for the pay off amount, they took the payment out of the GAP so he still owed $217.34. I paid it! But I will never ever deal with them again! Also, there app for making payments is not easy to use. I have dealt with several payments app... read more

Dennis C's profile image
Dennis C 
a year ago

Can't keep your credit/debit cards unlocked and can't get an account closed when you get fed up. Then they turned my 10k secured debit into and 11k debt when I had it paid down and the money was there to pay off. I was paying the limit every day onlime and it still mever got paid off. I shoulda been able to move the momey over,pay it off, and be done. Can't make it happwn at this place. So I walked in with 90 grand building cred and thinking my va disability pay was safe only to get my cred wrecked and not be able to access ... read more

Jessica H's profile image
Jessica H 
a year ago

0 stars. They steal money by processing small debits that occurred prior to big ones, to accumulate more overdraft fees. And don't let them fool you about opting out of overdraft. They required me to do that in person, which I did. Then they conveniently lost the paperwork about 4 years later, costing me hundreds. Plus, they have the lowest interest rate around for savings. They make it seem easy to get a loan, but I have had success getting loans from just about every bank but them. 

Business response:

Thank you for the opportunity to address your concerns. Arkansas Federal is processes transactions in a live environment. This means that debits (and credits) are processed as received throughout the day instead of all in a single batch in a prescribed transaction type order. A review of the last 23 months activity was performed and no insufficient or overdraft fees were found on you account. In regards to the savings dividends, these rates are lower but multiple higher yielding products are available to members. Thank you. 

Tom D's profile image
Tom D 
a year ago

Support is nonexistent, branches are understaffed. Replies to questions are never clear. Leaders don't address poor service. 

Robert D's profile image
Robert D 
3 years ago

Communication with customers is FAR below POOR. ZERO call backs regarding an account we've been trying to close since OCT 2021. its now MARCH 17th 2022. 

tom D's profile image
tom D 
3 years ago

Member has gotten awful. Understaffed, Employees are unfriendly, long wait times to conduct business. They don't reply to emails or secure messages. Find a bank that appreciates your business. 

tom D's profile image
tom D 
3 years ago

Over 7 business days and nobody will reply. I was told by 2 reps I will hear from Management. Another lie! Member owned I should be contacted by email or secure messages. No one has contacted me. Stay away. Fund a bank that appreciates your business. They certainly don't!😡 

tom D's profile image
tom D 
3 years ago

AFCU used to be excellent. Now they have gotten bigger and lost touch with Members. I've seen a big turnover with Employees, the new Employees are not friendly, they rarely speak. Communications with Members is terrible. They don't reply to messages, they say for faster service call, go by a Branch or chat. Wait times for a phone rep is at least 6 minutes, they have one chat rep, Branches are understaffed. I've commented on this to Leadership, they ignore me. If you want service find another bank. They don't appreciate their... read more

Frequently asked questions about Arkansas Federal Credit Union

How is Arkansas Federal Credit Union rated?

Arkansas Federal Credit Union has a 4.2 star rating with 125 reviews. 

When is Arkansas Federal Credit Union open?

Arkansas Federal Credit Union is closed now. It will open tomorrow at 8:30 a.m. 

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