Arkansas Federal Credit Union's cover image

This profile has not been claimed by the business owner or representative.

to update business information, get appointment requests, engage visitors with web chat, and more!

Arkansas Federal Credit Union

4.2

About this business

Location details

2424 Marshall Rd, Jacksonville, AR, 72076, United States

Get directions
WeekdayScheduleStatus
Mon8:30 a.m. to 5:00 p.m.
Tue8:30 a.m. to 5:00 p.m.
Wed8:30 a.m. to 5:00 p.m.
Thu8:30 a.m. to 5:00 p.m.
Fri8:30 a.m. to 6:00 p.m.
SatClosed
SunClosed
4.2281 reviews
Select a rating
Chandler R's profile image
Chandler R 
a year ago

Never obtain a loan through AFCU! They have repeatedly made errors with my account, including adding fees and increasing my payments without any notifications or contracts. All of my payments have been made on time, and my vehicle has been properly insured since the day it left the lot. Nonetheless, they added a CPI fee of $2,900, raising my payment by over $400 a month. Even after acknowledging that they lost the copy of my insurance, they did not remove the entire fee, resulting in my monthly payment still being higher tha... read more

Chandler R's profile image
Chandler R 
a year ago

Never obtain a loan through AFCU! They have repeatedly made errors with my account, including adding fees and increasing my payments without any notifications or contracts. All of my payments have been made on time, and my vehicle has been properly insured since the day it left the lot. Nonetheless, they added a CPI fee of $2,900, raising my payment by over $400 a month. Even after acknowledging that they lost the copy of my insurance, they did not remove the entire fee, resulting in my monthly payment still being higher tha... read more

Shelia W's profile image
Shelia W 
a year ago

0 stars! My son had a loan with afcu. His truck burned on August 8th 2024. His insurance covered it and the GAP insurance covered the rest except afcu said that since he didn’t make a payment on August 18, on a totalled truck which they knew about because the insurance had reached out to them for the pay off amount, they took the payment out of the GAP so he still owed $217.34. I paid it! But I will never ever deal with them again! Also, there app for making payments is not easy to use. I have dealt with several payments app... read more

Shelia W's profile image
Shelia W 
a year ago

0 stars! My son had a loan with afcu. His truck burned on August 8th 2024. His insurance covered it and the GAP insurance covered the rest except afcu said that since he didn’t make a payment on August 18, on a totalled truck which they knew about because the insurance had reached out to them for the pay off amount, they took the payment out of the GAP so he still owed $217.34. I paid it! But I will never ever deal with them again! Also, there app for making payments is not easy to use. I have dealt with several payments app... read more

Dennis C's profile image
Dennis C 
2 years ago

Can't keep your credit/debit cards unlocked and can't get an account closed when you get fed up. Then they turned my 10k secured debit into and 11k debt when I had it paid down and the money was there to pay off. I was paying the limit every day onlime and it still mever got paid off. I shoulda been able to move the momey over,pay it off, and be done. Can't make it happwn at this place. So I walked in with 90 grand building cred and thinking my va disability pay was safe only to get my cred wrecked and not be able to access ... read more

Jessica H's profile image
Jessica H 
2 years ago

0 stars. They steal money by processing small debits that occurred prior to big ones, to accumulate more overdraft fees. And don't let them fool you about opting out of overdraft. They required me to do that in person, which I did. Then they conveniently lost the paperwork about 4 years later, costing me hundreds. Plus, they have the lowest interest rate around for savings. They make it seem easy to get a loan, but I have had success getting loans from just about every bank but them. 

Business response:

Thank you for the opportunity to address your concerns. Arkansas Federal is processes transactions in a live environment. This means that debits (and credits) are processed as received throughout the day instead of all in a single batch in a prescribed transaction type order. A review of the last 23 months activity was performed and no insufficient or overdraft fees were found on you account. In regards to the savings dividends, these rates are lower but multiple higher yielding products are available to members. Thank you. 

Dennis C's profile image
Dennis C 
2 years ago

Can't keep your credit/debit cards unlocked and can't get an account closed when you get fed up. Then they turned my 10k secured debit into and 11k debt when I had it paid down and the money was there to pay off. I was paying the limit every day onlime and it still mever got paid off. I shoulda been able to move the momey over,pay it off, and be done. Can't make it happwn at this place. So I walked in with 90 grand building cred and thinking my va disability pay was safe only to get my cred wrecked and not be able to access ... read more

Jessica H's profile image
Jessica H 
2 years ago

0 stars. They steal money by processing small debits that occurred prior to big ones, to accumulate more overdraft fees. And don't let them fool you about opting out of overdraft. They required me to do that in person, which I did. Then they conveniently lost the paperwork about 4 years later, costing me hundreds. Plus, they have the lowest interest rate around for savings. They make it seem easy to get a loan, but I have had success getting loans from just about every bank but them. 

Business response:

Thank you for the opportunity to address your concerns. Arkansas Federal is processes transactions in a live environment. This means that debits (and credits) are processed as received throughout the day instead of all in a single batch in a prescribed transaction type order. A review of the last 23 months activity was performed and no insufficient or overdraft fees were found on you account. In regards to the savings dividends, these rates are lower but multiple higher yielding products are available to members. Thank you. 

Tom D's profile image
Tom D 
2 years ago

Support is nonexistent, branches are understaffed. Replies to questions are never clear. Leaders don't address poor service. 

Frequently asked questions about Arkansas Federal Credit Union

How is Arkansas Federal Credit Union rated?

Arkansas Federal Credit Union has a 4.2 star rating with 281 reviews. 

When is Arkansas Federal Credit Union open?

Arkansas Federal Credit Union is closed now. It will open tomorrow at 8:30 a.m. 

Need help? Contact us.

Speak with a specialist to learn how you can grow with Birdeye. We are reachable at profiles@birdeye.com

Popular in Jacksonville, AR