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Specialties We specialize in simplifying the home loan process whether its for a purchase or refinance. Within this field we are well versed in Conventional, VA, FHA, Jumbo and Reverse Mortgage loans. Meet the Manager Patrick W. Manager Although I have been in the mortgage industry for a little over 8 years it seems like it was only yesterday that I began. The journey wasn't easy, especially since soon after I began my career in 2006 the banking industry crashed. This posed a new set of challenges and learning experiences th... read more
401 Olive Street, San Diego, KY, 92103, United States
Get directionsWeekday | Schedule | Status |
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Mon | 9:00 a.m. to 6:00 p.m. | |
Tue | 9:00 a.m. to 6:00 p.m. | |
Wed | 9:00 a.m. to 6:00 p.m. | |
Thu | 9:00 a.m. to 6:00 p.m. | |
Fri | 9:00 a.m. to 6:00 p.m. | |
Sat | 9:00 a.m. to 6:00 p.m. | |
Sun | 9:00 a.m. to 6:00 p.m. |
Working with Patrick to re-finance the loan on my condo was such a breeze! He walked me through all the steps and communicated well through the whole process. Would recommend going with XO Mortgage to anyone!
My Fiancé and I had the pleasure of working with Patrick and Wendy on the purchase of our first home in March of 2020. They guided us through the whole process from getting our credit, documentation and necessary requirements in line to obtain the pre approval needed to make an offer all the way through the funding and close of our purchase. The unfortunate Covid-19 pandemic did not make for optimal circumstances to say the least. However, Patrick and Wendy ensured that our questions were answered, went out of their way to p... read more
Working with Patrick has been a great experience. He has answered all questions I may have and gets back to me in a timely fashion. His knowledge in the lending industry and positive attitude makes me feel that I'm in good hands. I highly recommend Patrick for anybody looking to buy here in San Diego.
I just completed a IRRRL refinance with XO Lending and it was the MOST stress free real estate related process I have ever been a part of. Thats saying A LOT because I am in the real estate industry. I was reluctant to do it because I did NOT want to worry about the HASSLE of paperwork! I was extremely impressed with the streamline refinance! I only correspond outside of normal business hours and Patrick ALWAYS answered my calls and text! Great Working with you Patrick and thank you for SAVING ME .5 of a percent off my inter... read more
Patrick was fantastic throughout the process of financing our new home this year. We truly enjoyed working with him and will definitely continue to use Patrick as a resource.
Patrick Wingate made my refi painless and extremely successful. I didn’t have to do much, but I got so much in return!!! He took care of everything, so I will definitely be using his services again in the future!
Patrick Wingateis not only extremely knowledgable but genuinely cares in educating and getting each and every one of his clients into a home or on the home buying process. He is goes above and beyond and does not cut corners. He truly is a fabulous lender.
Patrick is both brilliant and attentive. You’d be hard pressed to find a sharper, more ethical, and detail oriented person looking out for you. Highly recommend 👍👍👍
Patrick is a true professional and extremely knowledgeable. He always takes the time to explain the loan process to my clients and has very competitive interest rates. Highly recommend giving Patrick a call!!!
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