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Virgin Money Australia Home Loans

1.7

About this business

Location details

8/126 Phillip St, Sydney, NSW, 2000, Australia

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WeekdayScheduleStatus
Mon8:00 a.m. to 6:00 p.m.
Tue8:00 a.m. to 6:00 p.m.
Wed8:00 a.m. to 6:00 p.m.
Thu8:00 a.m. to 6:00 p.m.
Fri8:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
1.728 reviews
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Jacques Jansen van Rensburg's profile image
Jacques Jansen van Rensburg 
on Google
4 months ago

Just terrible! Cannot be bothered to provide details, just know what you are getting before doing so! 

S H's profile image
S H 
on Google
5 months ago

After 13 successive interest rate rises passed on within hours of the RBA's announcements, Virgin Money is one of the only lenders in Australia who has decided not to pass on the recent interest cuts to its 'loyal and valued' customers. Morally bankrupt institution who do not deserve the business their customers have given them. Avoid! 

catherine bernie's profile image
catherine bernie 
on Google
5 months ago

Puts their home loan rates up as soon as they can but won’t reduce them when they come down. Also was told (after the rate went above the average rate) that I had to call yearly for a rate review to get a decent rate 

Quynh Luong's profile image
Quynh Luong 
on Google
5 months ago

didn’t pass on the rate cut in march 2025 

J M's profile image
J M 
on Google
5 months ago

Did not pass on the recent rate cut. My current variable owner occ home loan rate is 6.04% other more reputable companies are currently advertising 5.7%. I called up and was brushed off in a polite way and hurried to hang up. Apparently my interest rate cannot be reduced. Very unusual business decision. The online login is clunky and not great to use. I will be refinancing elsewhere asap. 

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Frequently asked questions about Virgin Money Australia Home Loans

How is Virgin Money Australia Home Loans rated?

Virgin Money Australia Home Loans has a 1.7 star rating with 28 reviews. 

When is Virgin Money Australia Home Loans open?

Virgin Money Australia Home Loans is open now. It will close at 6:00 p.m.  

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