Tim Joy - The Joy of Lending Team - Greenkey Financial

Kenny Wise 

on Google

a month ago

Tim Joy was an absolute pleasure to work with, and his professionalism and proficiency were apparent in what he produced for us. Tim is knowledgeable, broke down the steps for us to track easily and informed. He was able to secure us an incredible loan and interest rate in the very competitive San Diego market. We will recommend Tim to all of our closest family and friends for their homebuying needs. 

Reese Moulton 

on Google

a month ago

Tim and the Joy of Lending team were fantastic to work with - seamless, professional, and incredibly efficient. They made the entire refinancing process easy and helped us save about $1,000 per month on our mortgage. Highly recommend! 

Michael Tobin 

on Google

a month ago

Our purchase and refi was flawless. Tim Joy and his team were absolutely amazing and well versed with everything! Can’t wait to do future investments with them! 

Jack Pollock 

on Google

4 months ago

Tim is very easy to work with, and he has saved me a lot of money over the long run with both the purchase and refinance of a home. Couldn't recommend him enough!... Update, I've now used Tim's services twice, in both San Diego and Oakland, CA for VA loans, and both times the process was great! 

Mark Bote 

on Google

4 months ago

Tim Joy is TOP 1% talent! He and his team were exceptional from start to finish. Tim is knowledgeable, responsive, and incredibly professional. He took the time to clearly explain every step of the process, stayed ahead of potential issues, and made what could have been a stressful home purchase feel smooth and manageable. Communication was outstanding—questions were answered quickly, timelines were met (often early), and there were absolutely no surprises. Tim genuinely had my best interests in mind and never made the proce... read more