Nlc Insurance Companies

Mike D 

on BBB

5 months ago

I have had NLC for my homeowners insurance in my current residence for 5 years without ever filing a claim. I had them in my previous residence for 5-10 years and never filed a claim. My homeowners renewal came up this January and it was a 40% increase which I find outrageous. I can see 10-20% at best but 40% is not understandable. They did not give a dignified response that was acceptable but yet we as consumers have no choice because we have to have insurance. Companies like this are making it very difficult for people who... read more

David R 

on BBB

a year ago

We Have Held A Contract With NLC Insurance Companies Homeowners For 33 Years On 3 Homes! In April Of 2024 Our Home Sustained Significant Wind Damage Causing Shingles To Be 100 Feet From The House On The Lawn. Not Entire Sections But 5x5, Inch Shingle Sections! I called 3 Roofing Companies For Estimates, And Upon Inspection They Said I Had Significant Wind Damage And Missing Shingle, Sideways Shingles Etc. And That Home Owners Would Replace The Roof! I Called NLC and An Agent Was Assigned That After A Few Weeks Came With A Dr... read more

Marla H 

on BBB

5 years ago

I have spent 2 1/2 months dealing with a claim that was fairly straight forward. They have continuously given me the run around. U know if it is a good insurance company by their claim response. This is the worse after paying their premium for over 30 years. 

Jason C 

on BBB

5 years ago

Worst Service ever. I have never had to file a claim after paying homeowners to this company for over 20 years. Brian S****** and Debbie W***** will horrible to try to work with, never picking up the phone or even not returning texts. They are now 3 weeks behind in paying us for meal reimbursement and it is 6 weeks and no work has been done our house to start rebuilding. Sitting in a hotel waiting for something to get done. I ask a question and get false answers......Example, I asked when a check for our meals would go out, ... read more

Victimized 

on BBB

6 years ago

If I could rate this company lower than a 1, I would in a heartbeat. I purchased my first home on 10/19/2019 and was the victim of a horrendous break in on 11/18/2018 where the intruders stole my brand new heating system and flooded my basement in the process. As if I wasn't heartbroken, traumatized and overwhelmed with the aftermath enough, I find out a week later that the company dropped me for "filing a claim in the first 60 days of owning the home" like I had some sort of control. They showed ZERO empathy for my situatio... read more

Yvonne 

on BBB

7 years ago

Left of the integer scale. As a new homeowner with no claims or history, I was insured by this company for a mere two months. Received a letter via snail mail stating I had been dropped and had 30 days to find new insurance. The reason, my mutt dog who is 14 and dying of cancer. A determination was made based on a photo that he is on the "banned breed list". A mutt isn't a breed, dropping insurance based on one photo? Miffed. I have never had any behavioral issues with him, no aggression with animals (cats, dogs even horses)... read more