Joseph Proia - CMG Home Loans Branch Manager Mortgage Loan Officer NMLS# 151087

Samantha Heagerty 

on Google

5 months ago

​Joe Proia worked with our realtor who recommended him, and he was great from the start for our first home purchase in Hilton, NY. Joe was responsive anytime we had questions, very helpful, and clear with his answers, making the home buying process easy to understand for first-time buyers. The experience was overwhelming at times, but he guided us every step of the way so we knew exactly what was happening. What really stood out about Joe was how personable he is and how quickly he responded. Even on Sunday mornings or at un... read more

Alicia Appleton 

on Google

7 months ago

As a first-time homebuyer, I found working with Joe smooth and simple right from the beginning. I just kind of put my information online and he called me within a couple hours, explaining where my credit stood and what kind of home loan I was looking at. He gave me the confidence to shop around for a house. I was actually surprised I qualified for a conventional loan instead of a first-time homebuyer loan, and I was happy to see that on my mortgage pre-approval letter since the rates are better. Joe helped me find a couple o... read more

Peyton Christa 

on Google

8 months ago

Joe was able to work magic to make this mortgage work! My realtor introduced me to Joe, and my experience has been pretty fantastic. I already owned another duplex and was still within the one-year owner-occupancy clause, but Joe got me to the closing table before that clause was even completed. That level of creative mortgage problem-solving is hard to find. What makes Joe stand out as a mortgage lender for real estate investors is that he's hardworking, very communicative, and has an investor-focused approach to home finan... read more

Kimberly 

on Google

9 months ago

I've worked with Joe twice now as my mortgage lender, once three years ago when a friend introduced me to him after he'd done a mortgage for his coworker, and then again recently for an FHA refinance. Everything went through perfectly the first time, very smoothly, so when we decided to refinance again, I actually got a text message from him and reached out. That kind of follow-up and personal connection is exactly what you want from your mortgage lender. Joe and his assistant Samantha kept in contact throughout the entire p... read more

Wastewater Works 

on Google

9 months ago

Joe Proia was recommended to me by a partner for an all-in-one refinance in Riverhead (NY), and he was very responsive and thorough with his presentation on the product. If I didn't understand something and called him or texted him back, he was right on it. I found him to be a very knowledgeable mortgage lender - We were asking them to jump through hoops but his team were quick to handle everything in a timely fashion right to the last minute. In the end, the refi process felt quick and easy! His experience really showed in ... read more