Fairhope Mortgage LLC

Matthew Huff 

on Google

2 weeks ago

Tom is hands down the best mortgage broker on the Mississippi Gulf Coast for real estate investors. He recently guided me through a DSCR loan on a short-term rental investment property in Ocean Springs, MS, and executed the entire deal seamlessly. His expertise in non-QM loans, investor cash flow lending, and debt service coverage ratio guidelines made qualifying simple without standard W-2 income documentation. Tom kept clear communication with the underwriting team and hit our closing deadline ahead of schedule. If you nee... read more

Andreco Wooten 

on Google

3 months ago

We had the pleasure of working with Tom Kalagner. Where do I start because he was so helpful and completely honest throughout our home buying process. Tom went far and beyond to make sure he did everything to make sure we were able to close on our home. We want too thank you for all your hard work. 

Richard Glynn 

on Google

6 months ago

Tom has been an absolute pleasure to work with. Extremely knowledgeable and genuinely personable, he makes the entire process feel smooth and stress-free. You can tell he truly cares about his clients! Would highly recommend! 

Ashley Rossy 

on Google

6 months ago

Professional + Trust-Building Working with Tom has been an absolute pleasure. As a real estate agent, having a reliable and communicative lender is everything and Tom consistently exceeds expectations. He is knowledgeable, responsive, and goes above and beyond to ensure a smooth transaction for both my clients and our team. His ability to clearly explain the lending process and problem-solve when needed truly sets him apart. I always feel confident recommending Tom to my clients knowing they’re in great hands. 

Jami 

on Google

7 months ago

I had a fantastic experience working with Tom Kalagher at Fairhope Mortgage as my mortgage loan officer. As an entrepreneur, my situation wasn’t completely straightforward, but Tom took the time to walk me through the entire mortgage process and helped find the best solution for my home loan. He was incredibly patient with all of my questions, explained everything clearly, and made what could have been a stressful process feel smooth and manageable. Communication was excellent the whole time, and he worked hard to keep ever... read more