Chris Granger & John Carnahan - Bay Equity Home Loans

Aaron Kirby 

on Google

a month ago

I've worked with Chris on the purchase of two properties and a recent refinance, and I honestly can't imagine going through these transactions with anyone else. I'm self-employed, so my income isn't straightforward. Every loan has been more complicated than it probably needed to be, but Chris never once made it feel like we were a burden. He spent countless hours with us over the years answering questions, running different scenarios, explaining our options, and figuring out the best path forward. I know he put in far more t... read more

Jeorgea Beck 

on Google

a month ago

Getting to work with Chris has been one of the best strokes of luck we've had in our real estate journey. He is truly at the top of his profession and has built an outstanding team that makes even the most complex transactions feel manageable. What sets Chris apart is that he doesn't just process loans—he educates his clients. If you're someone who wants to understand the "why" behind financing decisions, he'll happily spend the time explaining every option, strategy, and tradeoff. He guided us through every step of purchasi... read more

Ryan Barnette 

on Google

a month ago

I highly recommend Chris & team to anyone with home lending needs. They were informative and they ensured that the process moved along smoothly. Their resources and knowledge helped my family feel secure during the entire process. 

Lauren Zampa 

on Google

a month ago

The greatest stroke of luck we’ve had recently is meeting the person who would become our realtor at a random open house, then being introduced to Chris through her. These two have changed our lives for the better! I admit I was skeptical after my husband confidently told me “you’re going to love his spreadsheet” after his first meeting with Chris, because I’ve never loved a spreadsheet in my life, but my skepticism was undeserved! Chris and his spreadsheet made us feel like home ownership was achievable, and he’s the reason... read more

Scott McCormick 

on Google

a month ago

Chris and the team at Xpert made our home-buying and loan-finding process as easy as possible. With detailed tools and thorough explanations, Chris helped us understand what our budget was and walked us through the details, making it clear that we could realistically buy a home. And thanks to his extra help in the final stressful steps of appraisals, we did! I would wholeheartedly recommend Chris to anyone who wants to buy a home and figure out how and why it all works as it does.