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Blair and Fitzsimmons PC
- Legal
- Dubuque, IA
About this business
Location details
850 White St, Dubuque, IA, 52001, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 6:00 p.m. | |
| Tue | 9:00 a.m. to 6:00 p.m. | |
| Wed | 9:00 a.m. to 6:00 p.m. | |
| Thu | 9:00 a.m. to 6:00 p.m. | |
| Fri | 9:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
If you have property to protect, a Chapter 13 filing is usually the best choice. The repayment plan in a Chapter 13 case can include back payments owed on a mortgage or car loan, protecting that property.
Perhaps the true beauty of spending time without credit accounts during your time in a bankruptcy is that you’re able to reteach yourself how to spend and save wisely. Ultimately, this can lead to making better choices if you later decide to open new credit accounts.
While your bankruptcy attorney will do the heavy lifting during the proceedings, he or she will still need your help. Maintaining open lines of communication and tracking down and delivering required documents in a timely fashion are some of the things you will need to do.
Under Chapter 7 bankruptcy, the court appointed trustee liquidates the property of the debtor. Then, the funds that are collected from the sale of that property is disbursed among the creditors who have filed a claim.
A bankruptcy trustee has the authority to undo contracts or agreements that appear to be an attempt to hide or spend assets before a bankruptcy filing. For example, paying a debt to your parents before a bankruptcy filing could be reversed.
One of the requirements when filing for bankruptcy is credit counseling with a government-approved counseling agency. You can do this any time up to six months prior to filing, so consider getting your counseling sooner rather than later.
Do you dislike the idea of filing for bankruptcy because you don’t want to just walk away from the debts you legitimately owe? Remember, not all types of bankruptcy discharge all your debts. In some cases, you’ll receive a payment plan so that your creditors still receive at least partial payments.
It’s important to remember that a bankruptcy isn’t a "get out of jail free" card with your creditors. In addition to the laws governing bankruptcy filings, there can be consequences to filing.
We understand that a bankruptcy can have negative consequences on your credit rating. We’re always here to help you better understand the credit ramifications of a bankruptcy filing.
Frequently asked questions about Blair and Fitzsimmons PC
How is Blair and Fitzsimmons PC rated?
Blair and Fitzsimmons PC has a 2.7 star rating with 22 reviews.
When is Blair and Fitzsimmons PC open?
Blair and Fitzsimmons PC is closed now. It will open tomorrow at 9:00 a.m.
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