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Ray Gulam Excel Residential Mortgage LLC

5.0

About this business

Your Trusted Mortgage Advisor. Whether purchasing a home, refinancing to lower your payments or refinancing to utilize the equity in your home, Ray Gulam will structure the perfect loan program for your individual needs. 

Location details

8951 Cypress Waters Blvd, Coppell, TX, 75019, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.074 reviews
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Lorain Velasco's profile image
Lorain Velasco 
on Google
4 weeks ago

We can’t say enough great things about Ray at Gulam Home Mortgage! From start to finish, he went above and beyond to guide us through what turned out to be a very complex mortgage process. Despite dealing with a particularly demanding underwriter, Ray stayed calm, professional, and incredibly proactive every step of the way. What truly stood out was how seamless he made everything for us—even though we were in a different state. He communicated clearly, answered all our questions promptly, and always made us feel like we wer... read more

Strat-a-Caster's profile image
Strat-a-Caster 
on Google
2 months ago

Ray is the man. Simple as that. Great customer service and communication. I am a details person and Ray fielded all my questions very well wtih knowledge and professionlism and patience. Highly recommended! 

Eduardo Collazo's profile image
Eduardo Collazo 
on Google
2 months ago

Ray is great to work with! I had been trying to refinance for few months now and every time the rates would take a dip he was on the phone keeping us updated. He is an honest man and if refinancing didn’t make sense at the time he would let us know. He will answer every question, explain every step of the way and most importantly not pressure you into something you weren’t comfortable with. He was patient and worked with us even though we were dealing with our first born coming home. Highly recommend to anyone looking for a ... read more

Mark Lundell's profile image
Mark Lundell 
on Google
2 months ago

Ray was a pleasure to work with and made the lending process seamless. He is very knowledgeable and was able to provide the best rate without charging points. He was fast and efficient and helped us close without any hiccups. This is the first home closing that I ever had a mortgage broker attend in person. I appreciate his attention to detail, customer service, and clear communication. Would definitely do business together again. 

Riyaz Samnani's profile image
Riyaz Samnani 
on Google
3 months ago

Ray Gulam is absolutely the best in the business. I've known Ray and have worked with him for almost 15 years. He's always on top of it. On our most recent purchase this month, he helped us close in less than 12 calendar days from when we opened escrow. He's very thoughtful in his advice on how to proceed. He's meticulous in how he operates. I strongly recommend you work with him if you're looking for financing. 

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Frequently asked questions about Ray Gulam Excel Residential Mortgage LLC

How is Ray Gulam Excel Residential Mortgage LLC rated?

Ray Gulam Excel Residential Mortgage LLC has a 5 star rating with 74 reviews. 

When is Ray Gulam Excel Residential Mortgage LLC open?

Ray Gulam Excel Residential Mortgage LLC is open now. It will close at 5:00 p.m.  

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