Protas Spivok

Christina T 

on BBB

5 months ago

I went to court on 7/18/2025, and agreed to a payment arrangement with the lawyers representative. I agreed to pay $74.92 starting 8/15/2025 and on the 28th day each month thereafter. I have honored my contract and received a payment default letter on 9/25/2025, threatening legal action if account is not brought to current status. I immediately called and had to leave a message. This office is definitely one to stay on top of. 

Jackie V 

on BBB

7 months ago

*** complaint agnst Protas, *********************************************** (PS&C), ****************** re acct #**** (orig. w/ ****************, now ********************). I allege unfair & illegal debt collection practices, violating FDCPA/MCDCA (e.g., attempting to collect invalid debt, unconscionable means).Complaint stems from:Despite notice to PS&C on 3/19/24 ************ disputing debt due to ongoing ID theft, they failed to provide adequate & timely verification. Served w/ court papers in Dec *******&C engaged in aggr... read more

Katherine S 

on BBB

10 months ago

I received a garnishment summons last Friday from this law office. When I called, the paralegal that I spoke with told me that my wages were being garnished for a credit card that was opened over 10 years ago. I have no recollection of opening a card through synchrony and not paying it. When I asked him to tell me which store the card was from, he gave me a random credit card number and told me to ****** it. My ****** search revealed that the card number beginning in 6019 is for ****** Furniture. I have never had a credit ca... read more

Amin M 

on BBB

a year ago

I have attempted to contact them multiple times at least 15 calls and an email to discuss a legal matter. They have not picked once and have not responded to my email or voicemail. How are we supposed to get our matters settled if there is no response? 

Derrick A 

on BBB

2 years ago

They do not answer the phone, return calls. If they do, they halfway ignore you while you are trying to resolve a problem. These people should not be employed anywhere, nearly criminals themselves. I have read other reviews where they were paid in full, and continued to garnish and take money. Sometimes, the money never makes it to the lender who's supposed to get it. I too had a debt with Velocity Investments, I forgot about this debt, and I fell 2 months behind. They put a lien/garnishment on my savings account for the ent... read more

Bernice Drumgo Voss D 

on BBB

2 years ago

I paid in full to Patrick T*****. And then received a second request from Phillip C******, but of the same firm asking for additional money for a closed claim. Phillip C****** has request a judgement for money that was paid to Patrick T***** of the same firm for the same account to Merrick Bank. I have copies of my bank payments to Mr, T*****, I need a resolution and I am not able to get Mr, T***** back on the phone. His phone number is *** *********. Please help me. 

Clay J 

on BBB

3 years ago

Protas & Spivok represented a collection agency, Velocity Investments, which bought an old debt. The debt was over a decade old. They filed judgment in 2016. They filed again in 2022 AFTER the statute of limitations had expired. I never received any notice on the debt or court summons for either hearing. They filed an old address where I haven't lived in over a decade. They knew what they were doing and they won over $5,000 garnished from my bank. The judge ignored my request to dismiss at the second hearing in 2022 since I ... read more