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Otero Federal Credit Union

3.1

About this business

Specialties The loans you need. The service you deserve! Otero Federal Credit Union headquartered in Alamogordo, NM is a full-service financial institution. We offer free checking accounts with a free debit card and free online banking and bill pay, as well as low rate auto loans, a no annual fee Visa Platinum card and personal loans as small as $500.OTCU has a long history in Southern New Mexico. Originally chartered in Alamogordo on March 5, 1953, Otero FCU has served the citizens of Otero, Lincoln, Chavez, and Eddy county... read more

Location details

3300 N White Sands Blvd, Alamogordo, NM, 88310, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:30 p.m.
Tue9:00 a.m. to 5:30 p.m.
Wed9:00 a.m. to 5:30 p.m.
Thu9:00 a.m. to 5:30 p.m.
Fri9:00 a.m. to 5:30 p.m.
Sat9:00 a.m. to 1:00 p.m.
SunClosed
3.152 reviews
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Wesley E's profile image
Wesley E 
4 years ago

Ive had a loan here for 1 year and 3 months. The issue I have is that I found out the dealer I bought the truck from uses OFCU as one of their loan companies. Second my credit score at the time was mid 700 and the lowest rate was who knows because this is supposedly the only loan company to do the loan. Which I find. Dry strange because o have had leases with *************, and other loans at much lower interests like below 5% which my current loans is almost 8%. Third my loan cost varies month to month which shouldnt do wit... read more

Business response:

Mr. E****, I am sorry to hear your concerns and the information not being explained. A member of management will be reaching out to you to help answer your questions or concerns. 

Justin S's profile image
Justin S 
4 years ago

Predatory Loans. I've had a loan with OFCU for about 10 years now and have always been good on making payments - always paying more than it asked for and almost always making the payments on or before the due date with very few and far between missteps in this. I've tried multiple times to seek a lower interest rate (it's still stuck at the original highest end rate, even after 10 years) but have struggled (save for a few times) to pay off the entire loan all at once due to this rate. That's not the point I'm upset about. Wh... read more

william's profile image
william 
4 years ago

I've been banking at OFCU for about 30 years, Sunday morning I tried to set up transferring Xmas money to my kids & grand kids thru OFCU popmoney program. After setting up 5 transfers the program locked me out and told me to call 434-8500 before 7PM Monday. I called at 0905L and was finally put thru to their call center, they said they would fix the problem. A couple of hours later I went back into the program to transfer my last amount, it again locked me out told me to call 434-8500. I called 4 times from noon to mid after... read more

Business response:

I want to apologize for the phone issues we were encountering on the date you were calling. I am very glad to hear we were able to assist you in resolving the POPMoney problem you had. In researching the issue, transactions were blocked due to POPMoney's fraud alert system, which stopped your continued requests. This is a automatic system filter of which we have no control over. I do look forward to having you as a valued member for another 30+ years and hope we can continue to provide you the exceptional member service that... read more

Frequently asked questions about Otero Federal Credit Union

How is Otero Federal Credit Union rated?

Otero Federal Credit Union has a 3.1 star rating with 52 reviews. 

When is Otero Federal Credit Union open?

Otero Federal Credit Union is closed now. It will open at 9:00 a.m. 

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