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NCP Finance

1.9

About this business

NCP Finance Ohio, LLC provides loans to Credit Services Organization lenders who provide loans to consumers. 

Location details

205 Sugar Camp Cir, Dayton, OH, 45409, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 8:00 p.m.
Tue8:00 a.m. to 8:00 p.m.
Wed8:00 a.m. to 8:00 p.m.
Thu8:00 a.m. to 8:00 p.m.
Fri8:00 a.m. to 8:00 p.m.
Sat10:00 a.m. to 6:00 p.m.
SunClosed
1.942 reviews
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Gabiela C's profile image
Gabiela C 
a year ago

217.10 % annual percentage rate what I got at a very financially difficult time in my life and being a single mother 

Erica A's profile image
Erica A 
3 years ago

I applied for a Loan in 2017 thru a Company called Lendly, who I assume are part of NCP Finance. I was approved for the loan, and also set up an account online to view payments history, terms, etc. Once My balance was down and I was almost done paying it, I was able to get it refinanced for a higher amount than the first loan. I paid the second loan off with no issues. Shortly before being paid off I received an email from a company called National Credit Adjusters , A debt collection company. The stated that NCP finance sen... read more

Business response:

We appreciate the opportunity to review and respond to the BBB review submitted by Erica A********. Our records indicate the consumer accounts subject in this review were paid in full and not sold to any third parties. We believe the customer is confusing us with another company. On October 29, 2021, we spoke with the consumer who advised us the situation has been resolved. Ms. A******** had a different loan other than the one referenced in her review. She verified ownership of the account, advised us she is in contact wit... read more

Erica N's profile image
Erica N 
3 years ago

I applied for a Loan in 2017 thru a Company called Lendly, who I assume are part of NCP Finance. I was approved for the loan, and also set up an account online to view payments history, terms, etc. Once My balance was down and I was almost done paying it, I was able to get it refinanced for a higher amount than the first loan. I paid the second loan off with no issues. Shortly before being paid off I received an email from a company called National Credit Adjusters , A debt collection company. The stated that NCP finance sen... read more

Business response:

We appreciate the opportunity to review and respond to the BBB review submitted by Erica A********. Our records indicate the consumer accounts subject in this review were paid in full and not sold to any third parties. We believe the customer is confusing us with another company. On October 29, 2021, we spoke with the consumer who advised us the situation has been resolved. Ms. A******** had a different loan other than the one referenced in her review. She verified ownership of the account, advised us she is in... read more

ADL's profile image
4 years ago

I received a cash advance from CashMax to help cover expenses. Unfortunately, those circumstances kept rolling rolling in and we got ourselves in a spot where I couldn't keep up with the payments. My loan was eventually sent to this company, and it had nearly doubled. The interest didn't stop it kept building up. They continued to call me everyday. Eventually, I was able to start making payments again. So when I ask the rep if she can take a payment over the phone she said they don't take payments they only call customers, a... read more

christine p's profile image
christine p 
5 years ago

I got a loan from Cash Smart was told they had a new company .It was for 300.00 dollars told I would be paid off in April I have been paying since 2019 Now they tell me this April I would have to pay 363.93 I have already paid them over 500.00 I did not know I never would have done this Was never told of this.. 

Cheryl S's profile image
Cheryl S 
5 years ago

I took out a $800. loan from American Advance after they said they can no longer do payday loans. I was surprised about the new development. I agreed to a $800. amount. I have poor eyesight and was given many papers ..The worker said the quicker I paid it off the less expensive it would be. I made 3 payments of $214, a month . Total of $642. I was thinking I was very close to paying loan off so I called American Advance how many more payments I had. To my shock I was told 9 more. Hoping my hearing was bad I repeated what I w... read more

Frequently asked questions about NCP Finance

How is NCP Finance rated?

NCP Finance has a 1.9 star rating with 42 reviews. 

When is NCP Finance open?

NCP Finance is open now. It will close at 8:00 p.m.  

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