Merchants' Credit Guide Co.

Gwen Ginski, M.Ed, LCSW 

on Google

4 months ago

This credit agency reported my son’s medical bills that showed from the insurance company, he owed 0. The hospital billed him anyway. He disputed the collection account within 30 days and sent the letter certified mail which they ignored and then sent to the erroneous debt to the credit reporting agencies. This is illegal and against the Fair Credit Reporting Act. We will have to pursue legal action because of their unfair collection behavior. 

adamo koriscant 

on Google

4 months ago

After seeing numbers tied to them come up on spam block around 20 times I called them directly to make sure it was who the caller id said they were and not some scam (call direct if you keep getting calls so you don't get hit by scammers). So to start it is a legitimate collections company, you may or may not have business with. The individual I spoke to was professional and followed guidelines, no threats or harassment. In my case I was able to resolve the matter without hassle. 

Frankie Radosevich 

on Google

7 months ago

Merchants credit guide put a charge off on my credit report with out even contacting me. The debt should have been covered by insurance, which was submitted.