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I am a mortgage lender for Sierra Pacific Mortgage (NMLS 1788) in Timonium, MD. I've been in the mortgage business for three years and specialize in assisting first-time homebuyers and investors by assisting them with their financing options and educating buyers in what is most often the biggest financial decision of their lives. If you are interested in financing a property but are not sure where to begin, I'm the perfect loan officer to help you get things started.
2300 York Rd Suite 214, Timonium, MD, 21093, United States
Get directionsJohn was recommended for my pre-approval and I came to him not knowing much about the home-buying process. He was always ready to answer my many questions and took the time to explain everything to me. Thanks John!
I went to see John for preapproval, unsure if/what I qualified for and he was able to make crystal clear what I could and could not afford so I could start shopping for a home. After preapproval came a long home shopping process in a difficult market. For over a year, it was a tough process with a lot of iffy properties, "what would the payments be on this house's ", and declined offers. Through it all, John was there behind the scenes working through everything. In this market, when you see the property you think is for you... read more
John helped me get into my current home. I like numbers. John had no issue providing me sheets for every financial scenario I threw at him. This allowed me to make the best informed decision with my purchase. He is patient, professional, and does not mind answering every question you can throw at him. He even answered questions after settlement. John answers his own phones and is incredibly responsive to text, calls, and email. I’m pretty sure my rate is lower than every one else’s too :) Thank you John I look forward to wor... read more
John helped me with the purchase of my home and a recent refinance as well. I have been through the home buying process before and was not looking forward to the loan process. He made the entire process smooth, easy with no stress. I am glad I got the opportunity to work with John. Every time I need to finance a home, I will work with him. What a wonderful experience twice!
John was my loan officer for my initial mortgage, when I was a first time buyer, and also for my refinance. On both occasions he proved himself to be professional, polite, patient and timely. He walked me through all of the steps that I needed to take, reminded me if I forgot about any, and was notably considerate when I screwed up and got a new credit card during my first application process. He also got me great rates relative to the market. I would recommend him without reservation. I can't imagine any other loan officer ... read more
John Downes, Loan Officer NMLS 1659680 Sierra Pacific Mortgage NMLS 1788 has a 5 star rating with 6 reviews.
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