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Heritage Financial Credit Union

2.6

About this business

Location details

25 Rykowski Lane, Middletown, NY, 10941, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
2.634 reviews
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Andrew Grimaldi's profile image
Andrew Grimaldi 
on Google
a month ago

I found this bank because of their rates, which were low for a mortgage loan at the time. Unfortunately, the low rates come with terrible service. On more than one occasion they have changed their escrow and not given me adequate notice which impacted my credit when I was paying the old rate. Their website is very hard to use and i still haven't found out how to enroll in auto pay so have to send it thru my own bank. They don't provide good notices, their website is terrible, and they don't give adequate notice of escrow inc... read more

CARL's profile image
CARL 
on Google
7 months ago

They get rid of the auto loan payment portal. So you wire the monthly payment from your checking account. Instead of applying the payment to the auto loan they open a savings account for you without telling you. You find out when they come to repo your car saying you're in default. Not a single letter, email, call, nothing. So much for credit unions being decent... 

Oldgadget's profile image
Oldgadget 
on Google
7 months ago

Didn't go to Rykowski branch Friday night since they are open Saturday until 2.......NOT or at least not anymore. I work M-F 8:30 - 5:00. That gives me a 35 minute window on Friday for the entire week since I don't get into Wallkill til about 5:25. Guess they don't cater to working people. 

Jessie Wilkinson's profile image
Jessie Wilkinson 
on Google
7 months ago
Elizabeth Sobel's profile image
Elizabeth Sobel 
on Google
8 months ago

I used to love this bank. I have been a customer for 30 years. It has now become a nightmare to deal with. I can't get into my online acct. when I called to complain the person answering didn't know what the problem was and then told me to call someone else. When I decided to go into the bank itself, they were closed in a Sat and Monday. Why ? It's not a holiday?? The past year has been terrible. They say they are trying to improve but how long do I have to wait to see it ? I am going to transfer to another bank asap. This s... read more

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Frequently asked questions about Heritage Financial Credit Union

How is Heritage Financial Credit Union rated?

Heritage Financial Credit Union has a 2.6 star rating with 34 reviews. 

When is Heritage Financial Credit Union open?

Heritage Financial Credit Union is closed now. It will open on Monday at 9:00 a.m. 

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