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1st Financial Bank USA
- Banks
- North Sioux City, SD
About this business
Message from 1st Financial Bank USA 1st Financial Bank USA is proud to specialize in providing quality credit card and financial services to college students and college graduates nationwide. 1FBUSA believes that young adults who invest in their future by continuing their education will also make financially responsible decisions for their future. Services are available coast to coast 24/7 with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors,... read more
Location details
363 West Anchor Drive, North Sioux City, SD, 57049, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 8:00 a.m. to 8:00 p.m. | |
| Tue | 8:00 a.m. to 8:00 p.m. | |
| Wed | 8:00 a.m. to 8:00 p.m. | |
| Thu | 8:00 a.m. to 8:00 p.m. | |
| Fri | 8:00 a.m. to 8:00 p.m. | |
| Sat | 8:00 a.m. to 5:00 p.m. | |
| Sun | Closed |
Predatory credit card company. You will NEVER be able to pay them off. They prey on young people/college students wanting to start their credit. They give me a 35% interest rate and an insane line of credit. I had to get a bank loan from my personal bank to pay them off. Their cards are a trap that you will never be able to get out of. They also charge you an annual fee every year, even if you have not used the card in years. They were sweet enough to mail me a new credit card the other day with a $17,500 credit limit and an... read more
Initially, I applied for a "student credit card" and got a letter in the mail claiming they denied it because of no physical address, only a PO Box listed. I called the underwriting department, and they pulled up my application and said that I needed to send a copy of my driver's license and proof of address, and they would process the application. So I sent a copy of my DL, proof of address, and even proof of being in college by sending my college ID, and today I got a letter in the mail stating the application has been den... read more
This card doesn’t support Apple Pay or Google Pay. What an outdated company and astonishing lack of basic services for 2023…
I got to know this credit card company right after getting rejected in Discover student credit card since I had to provide income while I was 18 years old to which I did not have at that time. They sent a mail about applying a credit card from 1fbusa, and I immediately online due to my desperation to build credit as early as possible. So if you were desperate like me, who had no income but have some savings and an understand of the consequences of getting into debt then yes this card is ok for starting to build credit for 18... read more
Awful credit card company. They prey on you. Don’t ever choose to use this credit card company. I have been a customer since 2007 and regret it. Sad, because I used to appreciate their services. Do better.
Frequently asked questions about 1st Financial Bank USA
How is 1st Financial Bank USA rated?
1st Financial Bank USA has a 1.8 star rating with 53 reviews.
When is 1st Financial Bank USA open?
1st Financial Bank USA is closed now. It will open at 8:00 a.m.
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